BUSINESS firms and individuals having a large trade, where indebtedness is unavoidably incurred for a long or short time, frequently find it necessary to employ collectors whose special and entire duty it is to promptly collect such indebtedness or see that the same is paid when due. Oftentimes their work of collection will be in portions of the country hundreds or thousands of miles front the place of business or residence of the creditor. It is usual under these circumstances to invest such an agent, thus doing business, with what is termed "Power of Attorney," which is done by a written instrument usually under seal. The person or persons so authorized are called attorneys, and the person or persons so appointing are termed constituents.

If a power of attorney is to be recorded, it should be acknowledged. Where any act of the attorney is to be by deed, the authority to execute it must also be by deed. A document authorizing the attorney to execute a sealed instrument, must of itself be under seal, and a power to convey lands requires the same regulations in its acknowledgment by both husband and wife, in many States, as a deed by them would require. The following illustrates the general form and wording of such a document, together with other papers related thereto:

General Form Of Power Of Attorney

Know all men by these presents, that I, Henry G. Holden, of Londonderry, in the County of Windham, and State of Vermont, have made, constituted and appointed, and by these presents do make, constitute and appoint James II. Hill, of Downer's Grove, County of Dupage, and State of Illinois, a true and lawful attorney for me, and in my name, place and stead, and in my behalf, to [here insert the things which the attorney is to do], hereby giving and granting unto my said attorney full power and authority in the premises to use all lawful means in my name and for my sole benefit, for the purposes aforesaid. And generally to do and perform all such acts, matters and things as my said attorney shall deem necessary and expedient for the completion of the authority hereby given, as fully as I might and could do were I personally present.

In witness whereof, I, the said Henry G. Holden, have hereunto set my hand and seal, this first day of December, in the year of our Lord one thousand eight hundred and seventy-six.

Signed and sealed in presence of

HENRY G. HOLDEN. [seal.]

Letter Of Substitution Appended To Power Of Attorney

It is customary to authorize the attorney to employ another to assist him when necessary, which person so appointed is termed a substitute. The power to appoint such sub-agent generally accompanies the document giving power of attorney, and is worded as follows:

Know all men by these presents, that I, Jas. H. Hill, of Downer's Grove, in the County of Dupage and State of Illinois, named in the letter of attorney above mentioned, have made, appointed and substituted, and by these presents do make, appoint and substitute John Holland, of said Downer's Grove, to be the true and lawful attorney of the said Henry G. Holden in the above letter of attorney named, to do and perform all such acts, matters and things as he may deem necessary or expedient for the complete execution of the authority therein given, as fully in all respects, and to all intents and purposes, as I myself might and could do by virtue of the power and authority therein delegated, if I were personally present.

In witness whereof, I, the said Jas. H. Hill, have hereunto set my hand and seal, the fifth day of December, in the year of our Lord one thousand eight hundred and seventy-six.

Signed and sealed in presence of

JAS. H. HILL. [seal.]

General Power Of Attorney To Collect Debts

Know all men by these presents, that I, Henry G. Holden, in the town of Londonderry, County of Windham, and State of Vermont, have made, constituted and appointed, and by these presents do make, constitute and appoint Jas. H. Hill my true and lawful attorney, for me and in my name, to ask, demand, sue for, recover and receive of John Holland, and of all and every person and persons whomsoever indebted to me by note, account, or otherwise, all such sums of money, debt, and demands whatsoever, as now are or may be due and owing to me from them or either of them. And in default of payment of the same by them or either of them, to take all lawful means, in my name or otherwise, for the recovery thereof, by attachment, arrest or otherwise, and to arrange and agree for the same; and on receipt thereof to discharge the same, and seal and deliver in a lawful manner, and do all lawful acts concerning the premises as I would do myself were I personally present; and make and revoke such attorneys under him as may be necessary for the purposes aforesaid.

Hereby confirming all my said attorney shall in my name lawfully do, or cause to be done, in or about the premises.

In witness whereof, I, the said Henry G. Holden, have hereto set my hand and seal, this ninth day of December, one thousand eight hundred and seventy-six.

Signed and sealed in presence of

HENRY G. HOLDEN. [seal.]

Letter Of Revocation

Whereas I, Henry G. Holden, of Londonderry, County of Windham, and State of Vermont, did on the first day of December, in eighteen hundred and seventy-six, by a certain instrument in writing or letter of attorney, make and appoint Jas. H. Hill, of Downer's Grove, County of Dupage, State of Illinois, to be my lawful attorney in my name and for my use, to [here set forth what the attorney was authorized to do, precisely in the language of the original power], as by the same writing, reference thereto being had, will fully appear: Now know all men by these presents, that I, the said Henry G. Holden, for a just cause, have revoked, recalled and made void the said letter of attorney, and all powers or authorities therein granted, and all acts which shall or may be done by virtue thereof.

[If another attorney is to be appointed continue thus:] And further know ye, that I, the said Henry G. Holden, do by these presents name, constitute and appoint John N. Hurd, of Aurora, County of Kane, and State of Illinois, to be mv lawful attorney.

Signed and sealed in presence of

HENRY G. HOLDEN. [seal.]

Duties Of Coroners

The office of coroner is one which the people of every community must provide for. Sudden deaths, which take place through violence, poison, suicide, and accident, demand investigation by persons competent to determine the cause of such death; hence in every State there are statutes regulating the manner of holding the coroner's inquest.

The duty of the coroner, upon being notified of a person being found dead, supposed to have come to his or her death through violence or unnatural means, is to summon a jury of six men, usually. Upon their assembling he will appoint one of the number a foreman, who, upon their being sworn to do their duty will carefully proceed to investigate the cause of the death, witnesses being sworn by the coroner, and all other measures taken calculated to arrive at the true facts of the case.

As soon as the inquest is held and the verdict of the jury is rendered, if the deceased is unknown and is unclaimed by friends, immediate measures are taken to bury the body, which is done at the expense of the deceased person's estate if such there be. If not, then at the expense, generally, of the county. All goods found, after ten days' notice, according to the law of various States, are sold, and the proceeds, along with the moneys, papers or other valuable thing or things, deposited with the county treasurer, the coroner taking a receipt therefor. In the hands of the county treasurer they are to remain five years, subject to the order of the legal representatives of the deceased. If in that time they are not called for, then the property vests in the county.

It is made the duty of the coroner to keep a book of record in which is fully detailed all the circumstances attending every inquest, the testimony of witnesses, etc., and where any person or persons are implicated in the death, to arrange to have such witness or witnesses knowing the fact appear at the next term of court.

It is made the duty of the foreman to bring in the verdict, which will vary according to circumstances, as follows:

Verdict In Case Of Murder

STATE OF --------

--------County, ss.

At an inquest held at the house of A. B. in the town of--------, county of-----, on the-----day of-----, 18-, before C. D., a coroner or justice of the peace in said county, upon the body of E. F. [or, a person unknown], there lying dead, the following jurymen being sworn to inquire into all the circumstances attending the death of the said E. F. \or, a person unknown], decide that one G. H., of [or, late of] the town of--------, in the county of--------, aforesaid, [or as the case may be] on the--------day of--------, in the year 18-, at-----o'clock in the afternoon of that day, made an assault upon the body of the deceased with a rod of iron [or as the case maybe], from which assault wounds were inflicted on his left breast, causing the death of the deceased on the--------day of--------,

18-.

[If others were implicated in the murder, state the fact, and who.']

In witness whereof, the jurors have to this verdict set their hands on the day of the inquest.

[To be signed by the jurors.]

The justice or coroner should indorse on the verdict of the jury his acceptance thereof, which may be as follows:

The within verdict was made, signed and delivered to me this------day of--------, 18-. A. B., Coroner or Justice of the Peace.

Verdict In Case Of Suicide

At an inquest held [proceed as in case of verdict for murder], decide that the said O. P. [or, person unknown] did on the--------day of--------,

18-, at the town of-------, in said county of-------, voluntarily and with his own hand [here slate the nature of his death], from which act he instantly died [or as the case may be].

In witness whereof, etc. [as in case of verdict for murder].

Verdict Where Drowned By Accident

STATE OF--------

--------County, ss.

At an inquest held [proceed as in case of verdict for murder], decide that the said R. H., on the-------- day of--------, at-----o'clock -. M., at

--------, in the county aforesaid, went into -------- river in the town of

--------, to bathe, and was accidentally drowned.

In witness, etc. [as in case of verdict for murder].

Verdict In Case Of Natural Death

STATE OF --------

--------County, ss.

At an inquest held [proceed as in case of verdict for murder], decide that the said E. B. on the--------day of--------, at--------in the town of

--------, in the county aforesaid, being found lying on the highway in the town of [or as the case may be], with no marks of violence upon his body, came to his death from natural causes.

In witness whereof, etc. [as in case of verdict for murder.]