This section of the book is from the "Canadian Banking Practice" book, by John T. P. Knight.
Question 49.— May a bank refuse to take money with which to pay a draft held by another party, from the drawee of the same, the draft having been accepted by him payable at the bank ? He has no current account with them.
Answer.—The bank is quite at liberty to refuse to take money from anyone not a customer with which to retire a note domiciled by him at the bank. No person can be forced to act as agent for another against his will.