Question 568.— A bank at E. F.'s request sends this telegram to a correspondent: " Notify and pay to A.B. ten thousand dollars to be applied on account of C. and D. bonds." The money is paid by the correspondent to A.B. with directions to apply as above, but A.B. does not apply it as directed. Can the bank or its correspondent be held responsible by E.F., on the ground that the correspondent should have seen that the money was applied as directed.

Answer.—We think not. The instructions were to pay the money to A.B., and to inform him of the application to be made of it. If these instructions were carried out the matter would rest entirely between E.F. and A.B.