51. Reports Required By New York Clearing House And State Superintendent Of Banks, Weekly

The New York Clearing House and New York State Superintendent of Banks require weekly reports from the banks in their respective systems. These reports are prepared as of the close of business on Friday of each week, and must be delivered at the proper offices before nine-thirty Saturday morning. The reports required vary slightly for the different kinds of institutions, owing to different reserve requirements, but in general are all prepared on the same basis. The first item is "Average amount of loans, discounts and investments." All investments except real estate should be included. The second is "Average amount of specie." This includes gold and silver coin, United States and clearing house gold certificates and United States silver certificates. The third item is "Average amount of legal tenders and bank notes." The fourth is "Average amount due from reserve depositories in New York city, less offsets"; the fifth, "due from reserve depositories outside of New York city, less offsets"; the sixth, "due from other New York city banks and trust companies, on call"; the seventh, "due from out of town banks and trust companies, on call"; the eighth, "deposits secured by bonds of State of New York"; the ninth, 'deposits." "Deposits" includes gross deposits and unpaid dividends, less checks and demand items on other New York city banks or trust companies and amounts due from other banks or trust companies, for collection. Figures 33, 33a, 33b and 33c on pages 76, 77, 78 and 79 show the summaries prepared by the clearing house and the banking superintendent from the reports submitted.

Clearing House Banks' Actual Condition

1909

Increase

1908

Loans

$1,349,370,200

*$8,185,800

$1,261,470,400

Specie

310,179,300

2,528,700

305,701,600

Legal tender

81,056,500

3,207,700

79,041,000

Net deposits

1,428,824,000

*4,368,000

1,327,663,200

Surplus, new

34,587,900

6,820,800

52,826,800

*Decrease.

The following statement, issued by the Superintendent of Banking, independently of the Clearing House, shows the condition of the State banks and trust companies in New York City not reporting to the Clearing House:

State Banks.

July 10

Increase

Loans and investments

$304,032,100

$385,200

Specie

51,255,500

*4,504,300

Legals

26,179,200

*506,700

Deposits

361,957,700

*3,555,700

Reserve on deposits

106,577,800

*4,320,600

P.C. of reserve

29.9

*0.9

Trust Companies.

Loans and investments

$1,089,760,000

$2,159,400

Specie

122,946,700

730,600

Legals

13,840,000

*18,800

Deposits

1,268,822,500

1,989,600

Reserve on deposits

145,192,500

987,100

P.C. of reserve

17.2

0.2

United Report.

Loans and investments

$1,179,747,300

$2,720,700

Specie

129,449,300

1,056,700

Legals

23,002,000

177,000

Total deposts

1,386,103,500

4,211,200

+ Net deposits

1,159,530,900

9,312,000

Reserve om deposits

184,185,300

2,834,900

P.C. of reserve

19.2

0.3

*Decrease. + Eliminating amounts due from reserve depositories and from other banks and trust companies in New York City.

Figure 33. Bank Statement Week Ended July 9, 1909.

Trust Company Statements For Week Ended July 9. Borough Of Manhattan.

Capital.

Surp.and

Undivided

Profits.

Trust Cos.

Loans.

Cash.

Dep. with Other Bks & Tr. Cos.

Secured and Time Deposits.

Net Deposits.

$1,250,000

$654,900

Astor

$14,768,684

$1,769,765

$1,569,265

$2,760,103

$76,433,687

3,000,000 .

21,335,500

Bankers'

37,902,000

5,655,000

2,577,000

3,912,000

43,730,000

1,000,000 .

5,579,700

Central

67,324,530

9,028,522

26,970,445

3,662,000

85,473,276

1,000,000

1,438,600

Columbia

13,268,246

1,473,427

1,187,788

2,588,650

13,866,472

500,000

320,100

Commercial

4,119,300

691,700

495,200

115,800

4,675,700

1,000,000

1,067,700

Empire

13,002,200

1,807,000

6,600,900

1,138,300

19,491,200

3,000,000:

.0,925,433

Equitable........

44,998,998

4,603,675

11,626,908

4,946,433

47,140,734

1,000,000

6,786,800

Farmers' Loan... .

95,624,300

16,600,100

41,423,100

36,539,100

151,835,600

750,000

910,400

Fidelity..........

5,419,979

668,145

721,316

85,890

5,181,000

500,000

547,500

Gurdian

3,124,000

417,000

1,414,000

70,000

3,979,000

500,000

673,500

Hudson

3,518,300

324,900

472,300

432,700

3,162,500

4,000,000

6,035,800

Lawyers T. I

17,077,548

1,873,445

2,115,675

500,000

14,417,462

1,000,000

504,700

Lincoin

9,202,200

1,283,900

1,935,100

639,800

10,895,300

2,000,000

8,089,900

Metropolitan

22,389,850

3,171,249

13,354,202

3,178,295

28,860,758

2,000,000

7,173,900

Mercantile

69,107,000

6,979,000

5,747,000

22,046,000

72,257,500

700,000

389,100

Mutual Alliance....

6,410,217

1,016,487

2,151,776

8,771,649

300,000 1

0,723,800

New York

62,148,600

7,394,400

12,643,000

21,063,000

68,607,700

4,375,000

8,924,800

Title Guarantee...

29,115,900

3,137,200

7,403,500

760,500

28,344,600

2,000,000

4,555,000

U. S. Mortgage....

31,769,815

3,254,282

11,851,731

7,348,038

40,616,098

1,000,000

1,213,700

Van Norden

6,853,200

768,700

2,539,000

582,600

8,199,300

500,000

1,286,402

Washington

9,864,356

1,305,300

1,189,635

640,439

10,607,000

Borough Of Brooklyn.

500,000

169,600

Citizens'

... 1,776,400

186,400

284,200

12,000

1,681,300

1,500,000

1,479,200

Franklin

... 12,843,900

1,593,200

1,164,500

1,513,400

13,239,600

500,000

946,300

Hamilton

736,000

807,000

495,000

7,338,000

750,000

303,400

Home

,.. 2,560,606

191,823

266,201

226,411

2,113,995

500,000

1,886,000

Kings Co

... 14,966,372

1,474,456

1,422,575

405,350

15,535,917

1,000,000

2,052,000

Long Island L.

814,269

814,905

1,290,000

500,000

9,425,371

600,000

444,600

Nassau

. . . 4,946,669

666,961

1,434,196

410,392

6,283,900

Borough Of Queens.

600,0001

166,078|

Queens Co

1,976,548

191,212|

169,826

105,098|

1,773,820

The cash of the trust companies above is divided between specie and legal tender thus:

Trust Company.

Specie.

Legal Tenders.

Trust Company.

Specie.

Legal Tenders.

Astor

$1,519,765

250,000

Mutual Alliance

$557,734

$458,753

Bankers'

3,998,000

1,657,000

New York

7,194,400

200,000

Central

8,999,007

29,515

Title Guarantee

1,773,000

1,364,200

Columbia

983,027

490,400

U.S. Mortagagek

2,333,166

921,116

Commercial

553,400

138,300

Van Norden

535,700

233,000

Empire

1,797,400

9,600

Washinton

1,285,300

20,500

Equitable

4,198,820

404,855

Citizens'

135,900

50,500

Fidelity

430,893

237,252

Franklin

1,386,700

206,500

Farmers' Loan

16,500,100

100,000

Hamilton

711,000

25,000

Gouardian

182,000

235,000

Home

152,610

39,213

Hudson

255,200

69,700

Kings Co

1,202,906

217,550

Lawyers T. I

1,256,371

617,074

Long Island Loan

549,285

265,200

incoln....................

1,075,000

208,400

Nassau

32,706

634,255

Metropolitan

3,161,912

9,337

Queens Co

63,737

127,475

Mercantile

6,968.000

11,000

Figure 33a. New York City Non-Member Banks For Week Ended Saturday, July 9. Borough Of Manhattan.

Capital.

Surplus and Undivided Profits.

Loans.

Banks.

Specie.

Legals.

Dep.with

Clearing

House

Agent.

Deposits

Other B'ks and Tr'st Cos.

Net Deposits.

$300,000

$308,427

$1,969,149

AEtna

$449,724

$30,030

$106,824

$498,192

$2,550,624

150,000

53,430

1,520,147:

Bronx Borough

13,336

171,423

352,083

73,567

2,105,141

200.000

146,600

1,157,200

Battery Park.......

211,400

53,000

80,400

1,062,900

200,000

140,000

1,477,800

Century

28,100

222,500

87,200

236,700

1,926,100

500,000

803.000

5,338,000

Coal & Iron

910,000

473,000

670,000

250,000

6,028,000

625.000

250.000

4,802,800

Colonial

690,100

303,500

485,100

800,000

6,564,300

300,000

439,700

5,822,000

Columbia

652,000

618,000

867,000

7,414,000

200,000

182,700

1,041,124

Fidelity

86,500

69,018

133,040

1,061,000

500,000

656,000

3,265,900

Jefferson

12,800

459,200

234,300

179,600

3,557,800

250,000

284,200

2,660,900

Mount Morris

525,400

41,000

501,100

90,900

3,605,400

200,000

314,790

3,990,898

Muttual

44,614

688,741

464,513

5,144

4,745,348

200,000

225.000

1,989,000

New Netherl'ds

231,000

75,000

184,000

180,000

2,107,000

300,000

468,200

2,893,000

19th Ward.........

83,205

954,800

1,108,600

1,959,20C

6,554,300

100,000

411,000

3,780,000

Plaza

336,000

382,000

811,000

4,791,000

200,000

1,863,400

1,860,100

?3d Ward..........

183,200

74,200

286,200

2,235,400

,000,000

917,800

8,310,600

Union Exchange....

936,000

1,275,000

248,400

8,592,000

100,000

228,200

1,237,000

Wash. Heights

132,000

49,000

517,000

1,280,000

100,000

439,600

4,003,600

Yorkville

59,700

847,200

309,000

250,00C

5,306,500

Borough Of Brooklyn.

200,000

119,324

2,046,300

Borough

38,300

161,300

191,100

40,800

1,843,700

150,000

3,180,508

3,126,121

Broadway

58,457

461,680

309,064

329,463

3,964,273

252,000

769,890

6,288,900

Manufact. Nat

555,000

169,300

1,056,500

266,000

7,286,300

1,000,000

933,900

10,685,700

Mechanics

294,500

1,813,600

1,251,700

278,100

14,228,800

750,000

900,000

6,849,000

Nassau............

291,000

603,000

1,631,000

7.596 000

300,000

4,331,000

4,418,000

National city

118,000

664,000

1,005,000

166,000

6,027,000

200,000

1,670,278

1,671,416

North Side.........

139,561

76,335

311,599

220,913

2,185,249

100,000

52,400

671,100

Prospect Park

4,900

68,600

45,100

34,100

696,800

Borough Of Queens.

25,000

26,710

Woodhaven

10,557

| 39,559|

60,105

.....

556,853

Jersey City.

400,000

1,225,000

4,500,700

First National......

252,100

601,200

2,742,100

866,000

7,143,800

250,000

727,700

2,974,197

Hudson Co.........

181,416

40,741

300,083

248,556

2,920,305

200,000

372,845

| 1,747,609

Third National.....

72,764

137,049

575,891

32,040

2,307,310

Hoboken.

220,000

625,600

2,995,600

First National

121,400

14,400

150,500

64,900

2,516,500

125,000|

225,000

2,314,700

Second National....

79,000

103,000

43,200

322,200

2,829,200

Bayonne.

50,000

| 31,277|

2,639,018

Mech. Tr. Co.......|

24,503|

220,532

458,685

697,484

3,838,719

Figure 33b. Bank Statement.

Associated Banks Of The City Of New York For Week Ended Saturday, July 9.

*Capital.

*Net Profits.

Banks.

Loans dis. Average.

Specie. Average.

Legals. Average.

Deposits. Average.

Circul'n. Average.

$2,000,000

$3,452,500

BankofN.Y.N.B.A.

$22,065,000

$4,407,000

$1,381,000

$21,270,000

$1,500,000

2,050,000

3,567,700

Bank of Man. Co....

37,700,000

10,359,000

1,520,000

45,375,000

2,000,000

1,692,700

Merchants' Nat....

23,058,000

4,787,000

1,704,000

25,507,000

1,364,000

3,000,000

3,701,300

Mechanics' Nat.....

32,109,000

7,917,000

1,354,000

35,111,000

1,473,400

1,500,000

5,178,400

Bank of America....

30,691,400

6,308,100

1,892,200

33,255,800

1,000,000

680,300

Phenix Nat......

7,625,000

1,289,000

501,000

6,988,000

745,700

25,000,000

27,811,300

NationalCity.....

185,722,000

64,311,000

8,345,000

206,722,500

3,595,500

3,000,000

5,958,300

Chemical Nat...

29,673,200

5,499,100

2,076,900

29,008,000

47,000

600,000

554,500

Merch. Exch. Nat..

7,318,500

1,709,500

590,000

8,207,900

355,000

1,000,000

2,419,000

Gallatin Nat.......

9,455,200

1,194,200

630,000

7,336,200

981,100

300,000

157,600

Nat. Butch. & Drov.

2,267,200

373,200

126,900

2,196,800

47,100

500,000

755,100

Greenwich......

7,438,600

1,922,500

200,000

8,440,500

5,000,000

5,051,300

Am. Exch. Nat.....

31,378,200

4,456,900

1,955,600

25,060,800

4,826,200

25,000,000

15,722,100

Nat. Bank of Com...

179,599,000

31,383,900

10,984,700

167,177,400

13,069,400

3,000,000

2,495,700

Mercantile Nat....

16,000,100

2,123,700

1,206,000

13,197,800

1,265,400

500,000

864,800

Pacific....

4,161,800

325,100

474,700

3,755,800

450,000

1,024,400

Chatham Nat.......

7,646,600

1,186,000

970,700

8,326,700

145,900

200,000

470,500

People's......

1,961,100

498,300

135,400

2,475,000

3,000,000

10,747,500

Hanover Nat.......

73,086,600

17,816,000

7,440,200

89,756,600

50,000

2,550,000

1,484,500

Citizens' Cent. Nat

24,720,200

6,441,000

328,800

25,643,700

1,948,600

500,000

435,800

Nassau Bank......

5,655,000

538,500

1,086,600

6,274,700

1,000,000

1,674,000

Market & Ful. Nat

8,054,900

1,349,300

1,125,600

8,416,100

50,400

2,000,000

1,309,700

Metropolitan.....

10,850,400

2,509,500

161,200

10,668,400

3,000,000

5,372,300

Corn Exchange....

45,080,000

7,205,000

5,654,000

52,834,000

1,500,000

7,554,500

Imp. & Trad. Nat...

26,955,000

4,938,000

1,653,000

25,348,000

47,600

3,000,000

9,792,800

National Park......

92,004,400

25,307,800

1,367,000

105,517,100

2,957,500

250,000

104,300

East River Nat....

1,383,200

221,500

153,800

1,534,600

49,900

3,000,000

3,399,600

Fourth Nat........

26,440,000

5,921,000

2,887,000

29,695,000

594,000

1,000,000

1,868,600

Second Nat.......

11,888,000

3,024,000

180,000

12,576,000

455,000

10,000,000

18,968,100

First Nat..........

114,334,600

25,048,300

1,918,300

107,257,000

6,436,700

2,000,000

1,450,400

Irving Nat. Exch...

20,733,700

4,054,700

1,587,800

21,950,100

793,600

250,000

789,700

Bowery........

3,315,500

821,000

58,000

3,470,000

500,000

1,631,200

N. Y.Co. Nat......

8,334,600

1,367,600

683,700

8,561,300

198,800

750,000

656,200

German-American..

4,207,500

768,000

222,600

4,015,800

5,000,000

6,655,100

Chase Nat.......

81,723,000

18,198,000

5,343,000

91,246,000

2,510,000

100,000

2,178,600

Fifth Avenue....

12,905,200

3,461,000

946,400

15,201,600

200,000

857,600

German Exchange

3,400,400

365,000

600,700

3,962,700

200,000

1,020,900

Germania

4,931,800

940,600

537,100

5,735,600

1,000,000

1,312,400

Lincoln Nat.......

15,272,800

3,459,900

981,200

16,714,900

729,800

1,000,000

1,160,800

Garfield Nat.......

7,567,700

1,837,700

207,300

7,786,700

379,200

250,000

475,400

Fifth Nat..........

3,175,800

647,700

210,200

3,433,000

238,100

1,000,000

2,020,200

Bank of Metropolis

11,883,400

1,015,900

1,964,100

11,961,100

200,000

1,087,300

West Side.........

4,471,000

1,123,000

242,000

5,047,000

1,000,000

1,782,100

Seaboard Nat.......

20,555,000

4,396,000

2,356,000

24,870,000

232,000

1,000,000

2,610,400

Liberty Nat.......

17,810,900

3,879,200

1,043,400

18,136,500

990,900

1,000,000

687,200

N. Y. Prod. Exch...

7,971,200

2,063,200

391,000

9,549,900

1,000,000

810,300

State.............

12,456,000

3,595,000

256,000

15,350,000

1,000,000

320,100

Fourteenth Street..

5,014,700

1,013,900

501,500

5,977,400

2,000,000

2,675,000

National Copper....

26,928,200

6,494,600

579,300

28,434,600

992,100

10,400,000

146,067,700

Total, Nat. banks

15,950,000

28,382,400

Total, State banks

126,350,000

174,450,100

Total, av'g.

1,348,980,600

309,872,400

78,714,900 |

+1,426,337,600

49,069,900

*As per official reports: 31 National, June 23,1909; 18 State, Apr. 28,1909.

Increase.

I Decrease.

Decrease.

Increase.

Increase.

8,780,300

395,700

342,000 |

7,021,900

36,700

Res. on average dep., dec, $2,493,175. Res. on average dep. other than U. S., dec., $2,502,575.

+United States deposits included, $2,222,300. Percentage of reserve to average deposits other than United States, 27.27.

Actual figures Saturday..............

1,349,370,200

310,179,300

81,056,500

++1,428,824,000

49,162,800

++United States deposits included,

Decrease.

Increase.

Increase.

Decrease.

Decrease.

$2,232,400.

8,185,800

2,528,700

3,207,700

4,368,000

12,100

Res. on actual dep., inc., $6,828,400. Res. on actual dep. other than U. S., inc., $6,820,800. Percentage of reserve to deposits other than United States on actual figures, 27.42.

Figure 33c. Bank Statement.