Question 15. - We are enclosing herewith a slip showing an embossing stamp, which is in use by one of our customers for completing the body of cheques instead of completing the body in writing. The words and figures embossed are as follow "Pay $750 and 37 cts."

Because the amount of the cheques is stated in figures only could they be regarded as not drawn in accordance with the definition of the Bills of Exchange Act? We shall be interested to hear whether or not such cheques could be regarded as cheques as defined in the Act. In our opinion this stamp is a very excellent device, giving absolute protection to the issuer of the cheque against an alteration of the amount, but argument has arisen as to whether or not they are justified in using this for the completion of the body of the cheque.

Answer. - A cheque, the body of which is filled in by a device which prints the amount in figures instead of words, as is usual, would be perfectly good, though the responsibility arising from the use of such a device might very well form the basis of a special arrangement between the customer using it and the bank.