Question 94. - A bank refuses to put an acceptance stamp over its ledger-keeper's initials certifying cheques and bills domiciled with it. (1) Is there any way in which we could compel them to do so, and (2) are we justified in accepting these cheques and bills as certified?

Answer. - A bank cannot be compelled to accept Of certify cheques or bills, and therefore cannot be compelled to mark them in any way. Their legal obligation is simply to pay the money on demand, if the customer has placed them in funds for the purpose.

(2) If you are satisfied that the initials are those of the ledger-keeper of the bank, we think you are justified in accepting such a certification.