When the depositor has funds on hand to meet a check the bank is required to pay it, for there is a contract obligation on it to do so, and it is liable for any damages the drawer may suffer if the check is not paid. This, of course, does not apply to checks on which payment has been stopped. The death of the depositor revokes all his checks that are unpaid at the time of his death, except in a few States, notably in New Jersey, where checks may be paid if presented within ten days after date of check. A bank in other States which pays a check with knowledge of the drawer's death is liable to his estate. In some States a similar rule applies to checks drawn by a person convicted of a felony, since such conviction suspends all civil rights.