This section of the book is from the "A Man and His Money" book, by Harvey Reeves Calkins , published in 1915.
There are two sorts of men who can have no possible interest in our theme, nor in its treatment—the atheist and the criminal; but neither of these is an average man, and our message is not for them. To all other men who acknowledge one God, to men of intelligence, honor, and fidelity we address ourselves with entire confidence. If property, whether real or personal, is, indeed, a trust, and if money is a token of it, the average man is entitled to a plain statement of the facts and principles involved. If the alleged facts are true, and if the principles are both soundly stated and correctly applied, intelligence will recognize them, honor will acknowledge them, and fidelity will maintain them. Should it be otherwise, then, of a truth, our book has fallen into hands for which it was never intended, for we are writing for the average man.