Eventually, Messrs. A, B, and C agree to play a three-ball match for still more dollars. Such extensive wagering is not the rule, but it is frequent. After the porridge, bacon and eggs, calf's liver and bacon, or something of that kind, is served with a baked potato, a little more iced water may be called for, and there is marmalade with toast and sweet cakes, and, then at a quarter to eight, all get aboard the club motor-omnibuses and are whizzed away to the railroad station, light jackets very likely carried on their arms.

Before nine o'clock they are hard at work in the big city. Some early birds were even there by eight o'clock. They work very hard, no dawdling of any kind, and by one or two o'clock they have finished for the day and are off back to the golf club as fast as they can go. Frequently they are back in time to lunch there. Soup, some meat done in American fashion, an American salad, blueberry pie, iced water, and a glass of cold tea with a lump of ice in it and a piece of lemon, finishing up with a large supply of ice cream, and then a big cigar, are what the American golfer goes out to play upon. The caddie whom he takes out to carry his clubs costs him tenpence an hour - always paid by the hour, during which he is in the golfer's service, and not by the round. By this time the player is in thinner and lighter clothes than ever, and he has been cooled down by more shower baths. His round is played very much as it might be done in England. He is very keen on his game. But he takes a little more time on the consideration of his stroke when once he has reached his ball than we do, and he is most deeply painstaking. Towards the end of the match he may develop an idea for playing the enemy for a number of dollars a hole for the remainder of the round, and when it is all over, everybody is quite satisfied with everything. More shower baths, a viii METHODS OF A MILLIONAIRE 219 lounge, and a cigar, and then a long American dinner, with vegetables very fancily done, corn cobs, sweet salads, plenty of iced water, ice creams, "horses' necks" - ginger ale with lemon and ice - and so forth. Long arguments on the verandah upon the respective merits of British and American golf, and at ten o'clock this busy golfer of the United States gets himself off to bed. He never sits up late. He sleeps, of course, with his windows wide open, with a wire netting arrangement to keep out the flies and mosquitoes, and as he falls away to his slumber he feels that golf is the best of games, that America is the chief of countries, and that this is the most agreeable of all possible worlds. Here I have been writing in general terms, but I should add that each and all of my details are taken from the life, from personal experience at one of the best of these country clubs.

There are some interesting characters in American golf as everywhere, and the very wealthy golfer in the States is often to be considered. Mr. John D. Rockefeller, the "Oil King," is, as all of us know, an extremely rich man. He is also a business man, if ever there was one. And he is extremely fond of golf. His case may have as little to do with the matters just discussed as you may think, but I shall present it as I found it out. A few years gone Mr. Rockefeller, who has a capacity for giving advice of a very shrewd and worldly character, announced his intention of retiring from the presidency of the Oil Trust and of devoting a fair part of the remainder of his life to playing golf. Since then he has discovered that it is easier to make a million dollars than to hole a five-yard putt, for the Rockefeller millions now make themselves and the putts are as unholeable as ever.

His methods of playing, and his moralisings on the game, are not like those of any other man. Readers must judge for themselves as to whether they have anything to learn from them; I think they may have something. Take this case for an instance. One day when playing the game he made a very good shot on to the green, and, ever ready to draw a moral from the game of golf which would apply to the greater game of life, turned to his companions and said: "Waste of energy I regard as one of the wanton extravagances of this age. Rational conservation of energy and temperance in all things are what the American nation must learn to appreciate." Mr. Rockefeller is now seventy-five years of age, and he was nearly sixty before he first began to play. He became an enthusiast at once, and, as with most other men, his golf aggravated him, goaded him, tantalised him, and made him ambitious and determined. He began to find things out and to invent new ideas as rapidly as any of us have ever done. He said the game changed his lite. Made him happy. Brought back his youth to him. His friends when they played with him declared that he was not a cantankerous old man, but a really charming fellow. Golf was doing him good. It was making a new man of him, as it does of all others. But he did not get on at it as quickly as he thought he ought to do. He found that there were rather more things to remember in a very short space of time when making his shot than he had ever had to remember before, and that for the first time in his life he was liable to forgetfulness on the most important occasions. Then he acted on the business man's principle of getting others to do things tor him. He got others to do the remembering. For a time whenever he went to play a match he had three caddies attending on him; even now he generally has two. He employed them for other purposes than carrying clubs. When he was about to make a stroke No. 1 Caddie stepped up to him and said respectfully but firmly: "Slow back, Mr. Rockefeller, slow back!" He might otherwise have forgotten to take his club slowly back from the ball at the start of the swing. This adviser having moved away, Caddie No. 2 went forward and said: "Keep your eye on the ball, Mr. Rockefeller, keep your eye on the ball!" Then, in turn, Caddie No. 3 advanced and spoke warningly: "Do not press, Mr. Rockefeller, do not press!" So, reminded of the common faults, the Oil King made his stroke and did not commit them, but was guilty of several others, and realised a little sadly when the ball did not travel as it should that he needed a hundred caddies for warning, and not three. Still, there is some good sense in this method, and the man who made it a strict rule to say to himself always, just before a stroke, what Mr. Rockefeller hired the boys to say to him would make fewer bad shots than he does.