Know All Men by These Presents, That I, Edmund Fitzgerald, of Los Angeles, County of Los Angeles, State of California, have nominated, constituted and appointed, and by these presents do nominate, constitute and appoint, Almon H. Fogg, President of the Houlton Savings

Bank, of Houlton, Aroostook County, Maine, my true and lawful attorney, for me and in my name, place and stead, to ask, demand, sue for, require, recover and receive, any sum or sums of money, due or that may become due, on any policy of insurance, return premiums or deposits, that may now or hereafter be due to me by reason of any insurance heretofore effected by me, or in my behalf, or assigned or transferred to me, or in which I may have any interest, on any property or premises owned or controlled by me, or in which I have any interest whatever either as mortgagee, lien holder, owner or tenant, or otherwise, in the County of Aroostook, State of Maine, and upon receipt thereof or any part or parts thereof, in my name to make, execute and deliver any and all receipts, releases or discharges of the same, and all other papers that may be necessary for that purpose, whether under seal or otherwise, as to my said attorney may seem meet and proper for carrying on and fully completing said business; or, in case of absence of said Almon H. Fogg, or his inability to act as my said attorney, then the powers hereby conferred upon said Almon H. Fogg shall and may be lawfully exercised by F. A. Powers, Cashier of the said above named Houlton Savings Bank, who shall be clothed with all the powers and authority heretofore, in this power of attorney, conferred upon said Almon H. Fogg: Hereby giving and granting unto my said attorney, or either of them, acting under this power of attorney, full power and authority to do and perform every act and thing whatsoever requisite and necessary to be done in and about the premises, as fully as I could do if personally present.

In Witness Whereof, I have hereunto set my hand and seal, this Seventeenth day of April, One Thousand Nine Hundred and Five.

Edmund Fitzgerald. (Seal)