A legal document; the deed is an instrument.

Joint Tenancy

Multiple ownership of a property, where on the demise of one party the ownership of that property reverts to the other(s).


Successful claims made by third parties against the value of your property (e.g. by skilled tradesmen whose work has not been paid for).

Market Value

The estimated value that a property would sell for if it was sold at current market prices.

Material Encroachments

A situation in which the position of your structure and/or neighbouring structures has crossed the property lines. It most often applies to fences.