There are two presentments to be made by the holder of a bill of exchange, the presentment for acceptance and the presentment for payment. The former is properly made any day before the day of maturity of the bill is reached; the latter, the presentment for payment, is properly made on the day of the maturity of the bill. Where the right of presentment for acceptance is delayed until the day of maturity, then the right to present for acceptance is merged in the right to demand payment. The only presentment to be made of a promissory note is the presentment for payment. Presentment for acceptance and payment is a prerequisite to charge the persons secondarily liable on the bill of exchange, and presentment of a note at maturity for the payment of the same is necessary to charge those secondarily liable on the note.