New York

Must be filed with the register of New York City or the county clerk if in a county seat, otherwise with the town clerk where the mortgagor resides If the mortgagor does not reside in the state, the mortgage must be filed in the county where the property is situated. Remains valid for one year as against subsequent mortgagors and purchasers. Must be renewed within thirty days preceding expiration by statement showing the amount due. Is not valid as to third parties on a stock of merchandise remaining in possession of the mortgagor unless the mortgagor is in possession as agent for the mortgagee and the sale is for his benefit. It is not valid on after acquired property.

North Carolina

Must be recorded with the register of deeds where the mortgagor resides. If he does not reside in the state, must be recorded in the county where the property is located. No renewal is necessary. It is not valid as to third parties on stock of merchandise remaining in possession of the mortgagor unless the mortgagor has possession as the mortgagee's agent and the proceeds go to the reduction of the mortgage debt. It is not valid on after acquired property.

North Dakota

Must be recorded with the register of deeds where the property is located. Remains in force for three years. Must be renewed within ninety days preceding the expiration of three years by affidavit showing the amount unpaid. Is valid as to third parties on a stock of merchandise remaining in the possession of the mortgagor if the mortgagor is required to account to the mortgagee for the proceeds of the sale. It is also valid on after acquired property.

Ohio

Must be filed with the township clerk, or the recorder, if in the county seat where the mortgagor resides. If the mortgagor does not reside in the state, must be filed in the county where the property is situated. Remains in force for one year. Must be renewed within thirty days after the expiration by an affidavit showing the amount unpaid. Is not valid as to third parties on stock of merchandise remaining in possession of the mortgagor unless the mortgagee takes possession before the third party makes a levy or unless the mortgagor is by the terms of the mortgage made agent for the mortgagee and required to account to the mortgagee for all sales. Is not valid on after acquired property unless the property is actually delivered to the mortgagee or the mortgagee takes possession before other rights intervene.

Oklahoma

Must be filed with the register of deeds where the mortgagor resides if a resident of the state; if not, where the property is located. Remains in force for three years. Must be renewed within thirty days preceding expiration by affidavit showing the amount unpaid. It is valid as to third parties on stock of merchandise remaining in possession of the mortgagor, but is not valid on after acquired property.

Oregon

Must be filed or recorded with the county clerk where the mortgagor resides. If he does not reside in the state, must be filed or recorded in the county where the property is located. Remains in force for one year and must be renewed within thirty days preceding expiration by affidavit showing the amount unpaid, unless it is executed and acknowledged as a real estate mortgage and recorded, in which case no renewal is required. Is not valid as to third parties on stock of merchandise remaining in possession of the mortgagor or on after acquired property.

Pennsylvania

Must be recorded with the county recorder or register where the mortgagor resides. If the mortgagor does not reside in the state, must be recorded in the county where the property is located. Only specific articles can be mortgaged. Must be renewed within three months after maturity. Is not valid as to third parties on stock of merchandise remaining in possession of the mortgagor or on after acquired property.

Rhode Island- Must be recorded with the town clerk where the mortgagor resides. If he does not reside in the state, must be recorded in the county where the property is located. No renewal is necessary. If properly recorded, it is valid as to third parties on stock of merchandise remaining in the possession of the mortgagor, but is not valid on after acquired property as against creditors who secure a lien before the mortgagee takes possession.

South Carolina

Must be recorded within forty days with the register of conveyances where the mortgagor resides. If he does not reside in the state, must be recorded in the county where the property is located. No renewal is necessary. It is valid as to third parties on stock of merchandise remaining in the possession of the mortgagor and also on after acquired property.

South Dakota

Must be filed with the register of deeds where property is located. Remains in force for three years. Must be renewed within thirty days preceding expiration by an affidavit showing the amount unpaid. It is valid as to third parties on stock of merchandise remaining in the possession of the mortgagor, provided the mortgagor is required to account to the mortgagee for the proceeds of sales. It is also valid on after acquired property.

Tennessee

Must be filed or recorded with the register of deeds where the mortgagor resides. If he does not reside in the state, must be filed or recorded in the county where the property is located. Remains in force for six years. Need not be renewed. Is not valid as to third parties on a stock of merchandise remaining in the possession of the mortgagor, nor on after acquired property.

Texas

Must be filed with the county clerk where the mortgagor resides. If he does not reside in the state, must be filed in the county where the property is located. Need not be renewed. Is not valid as to third parties on stock of merchandise remaining in the possession of the mortgagor.

Utah

Must be recorded in the office of the recorder where the mortgagor resides. If he does not reside in the state, must be recorded in the county where the property is located. Remains in force for one year. Must be renewed within thirty days after one year from filing by affidavit showing amount unpaid. It is not valid after five years. Is not valid as to third parties on stock of merchandise remaining in possession of the mortgagor.

Vermont

Must be recorded in the city or town clerk's office where the mortgagor resides. If he does not reside in the state, must be filed in the county where the property is situated. Need not be renewed. It is valid as to third parties on stock of merchandise remaining in possession of the mortgagor. If possession is taken, it is valid on after acquired property.

Virginia

Must be recorded in the county or city clerk's office where the property is located. Need not be renewed. Is not valid as to third parties on stock of merchandise remaining in possession of the mortgagor unless the mortgagor has possession as mortgagee's agent, and the proceeds go to the reduction of the mortgage debt, but it is not valid on after acquired property.

Washington

Must be filed and recorded with the county auditor where the property is located. Remains in force for two years if less than $300; if over $300, for the life of the debt. May be renewed within two years by an affidavit showing the amount unpaid. It is valid as to third parties on stock of merchandise remaining in possession of the mortgagor, but the mortgage should be so drawn that the mortgagor must apply sales in payment of mortgage debt. It is valid on after acquired property.

West Virginia

Must be recorded with the county clerk where the property is located, and if property is removed must be re-recorded within three months. No renewal is necessary. It is not valid as to third parties on stock of merchandise remaining in possession of the mortgagor, nor is it valid on after acquired property.

Wisconsin

Must be filed with the city or town clerk where the mortgagor resides. If he does not reside in the state, must be filed in county where property is located. Remains in force for two years. Must be renewed within thirty days preceding the expiration by an affidavit showing the amount unpaid. It is valid as to third parties on stock of merchandise remaining in possession of the mortgagor, provided sworn statements are filed every sixty days, showing amount of goods sold, amount added, and payment made on mortgage debt, but is not valid on after acquired property.

Wyoming

Must be recorded in the county clerk's office where the property is located. Remains in force for two months after the debt is due. If property is removed, mortgage must be re-recorded. Must be renewed within sixty days after maturity of the secured debt. It is valid as to third parties on stock of merchandise remaining in the possession of the mortgagor, provided the proceeds of the sales are applied to the debt secured. It is also valid on after acquired property.