This section is from the book "The Business Man's Encyclopedia", By 27 Experts. Also available from Amazon: The Business Man's Encyclopedia.
The following data give the state, penalty of usury, legal rate, maximum rate permitted, and whether days of grace are allowed on sight, demand and time negotiable instruments.
All interest forfeited; legal and maximum rates, 8 per cent; grace on all negotiable papers.
Forfeiture of double interest 8 per cent: 12 per cent; grace on time paper only.
No penalty; 6 per cent; no limit; no grace.
Principal and interest forfeited; 6 per cent; 10 per cent; days of grace on all negotiable papers.
No penalty; 7 per cent; no limit; no grace.
No penalty; 8 per cent; no limit; no grace.
All interest over 6 per cent forfeited; 6 per cent; 6 per cent; no grace.
Forfeiture of a sum equal to the money lent; 6 per cent; 6 per cent; no grace.
All interest forfeited; 6 per cent; 10 per cent; no grace.
All interest forfeited; 8 per cent; 10 per cent; no grace.
All interest over 8 per cent forfeited; 7 per cent; 8 per cent; grace on time paper only.
Interest and 10 per cent per annum of principal forfeited; 7 per cent; 12 per cent; no grace.
All interest forfeited; 5 per cent; 7 per cent; no grace.
All interest over 8 per cent forfeited; 6 per cent; 8 per cent; grace on sight and time instruments.
Principal and interest forfeited; 6 per cent; 10 per cent; grace on all negotiable papers.
Interest and 10 per cent per annum of principal forfeited; 6 per cent; 8 per cent; no grace.
Forfeiture of all interest in excess of 10 per cent, and also an amount equal to the excess contracted for; 6 per cent; 10 per cent; grace on time paper only.
All interest over 6 per cent forfeited; 6 per cent; 6 per cent; grace on demand paper only; grace on sight and time papers.
All interest forfeited; 5 per cent; 8 per cent; grace on time paper only.
No penalty; 6 per cent; no limit; grace on sight paper only.
All interest over 6 per cent forfeited; 6 per cent; 6 per cent; no grace.
No penalty; 6 per cent; no limit; grace on sight paper only.
All interest forfeited; 5 per cent; 7 per cent; grace on sight and time instruments.
All interest forfeited; 6 per cent; 10 per cent; grace on sight paper only.
All interest forfeited; 6 per cent; 10 per cent; grace on all negotiable instruments.
All interest forfeited; 6 per cent; 8 per cent; grace on time paper only.
No penalty; 8 per cent; no limit; no grace.
All interest forfeited; 7 per cent; 10 per cent; grace on sight and time paper.
No penalty; 7 per cent; no limit; grace on demand and time paper.
Forfeiture of three times the excess interest charged; 6 per cent; 6 per cent; grace on sight paper only.
All interest forfeited; 6 per cent; 6 per cent; no grace.
Forfeiture of double the interest and fine of not less than $25 and not over $100; 6 per cent; 12 per cent; grace on all negotiable instruments.
Principal and interest forfeited; 6 per cent; 6 per cent; no grace.
All interest forfeited; 6 per cent; 6 per cent; grace on sight and time paper.
All interest forfeited; 7 per cent; 12 per cent; no grace.
Forfeiture of excess of interest; 6 per cent; 8 per cent; no grace.
All interest forfeited; 6 per cent; 12 per cent; grace on all negotiable instruments.
Principal and interest forfeited; 6 per cent; 10 per cent; no grace.
Forfeiture of excess of interest; 6 per cent; 6 per cent; no grace.
No penalty; 6 per cent; no limit; grace on sight paper.
All interest forfeited; 7 per cent; 8 per cent; grace on sight and time instruments.
All interest forfeited; 7 per cent; 12 per cent; grace on all negotiable instruments.
Forfeiture of excess of interest, and fine; 6 per cent; 6 per cent; no grace.
All interest forfeited; 6 per cent; 10 per cent; grace on sight and time paper.
No penalty; 8 per cent; no limit; no grace.
Forfeiture of excess of interest; 6 per cent; 6 per cent; no grace.
All interest forfeited; 6 per cent; 6 per cent; no grace.
Forfeiture of excess of interest; 6 per cent; 12 per cent; no grace.
All interest over 6 per cent forfeited; no grace.
All interest forfeited; 6 per cent; 10 per cent; no grace.
All interest forfeited; 8 per cent; 12 per cent; grace on all negotiable instruments.
 
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