The following data give the state, penalty of usury, legal rate, maximum rate permitted, and whether days of grace are allowed on sight, demand and time negotiable instruments.

Alabama

All interest forfeited; legal and maximum rates, 8 per cent; grace on all negotiable papers.

Alaska

Forfeiture of double interest 8 per cent: 12 per cent; grace on time paper only.

Arizona

No penalty; 6 per cent; no limit; no grace.

Arkansas

Principal and interest forfeited; 6 per cent; 10 per cent; days of grace on all negotiable papers.

California

No penalty; 7 per cent; no limit; no grace.

Colorado

No penalty; 8 per cent; no limit; no grace.

Connecticut

All interest over 6 per cent forfeited; 6 per cent; 6 per cent; no grace.

Delaware

Forfeiture of a sum equal to the money lent; 6 per cent; 6 per cent; no grace.

District Of Columbia

All interest forfeited; 6 per cent; 10 per cent; no grace.

Florida

All interest forfeited; 8 per cent; 10 per cent; no grace.

Georgia

All interest over 8 per cent forfeited; 7 per cent; 8 per cent; grace on time paper only.

Idaho

Interest and 10 per cent per annum of principal forfeited; 7 per cent; 12 per cent; no grace.

Illinois

All interest forfeited; 5 per cent; 7 per cent; no grace.

Indiana

All interest over 8 per cent forfeited; 6 per cent; 8 per cent; grace on sight and time instruments.

Indian Territory

Principal and interest forfeited; 6 per cent; 10 per cent; grace on all negotiable papers.

Iowa

Interest and 10 per cent per annum of principal forfeited; 6 per cent; 8 per cent; no grace.

Kansas

Forfeiture of all interest in excess of 10 per cent, and also an amount equal to the excess contracted for; 6 per cent; 10 per cent; grace on time paper only.

Kentucky

All interest over 6 per cent forfeited; 6 per cent; 6 per cent; grace on demand paper only; grace on sight and time papers.

Louisiana

All interest forfeited; 5 per cent; 8 per cent; grace on time paper only.

Maine

No penalty; 6 per cent; no limit; grace on sight paper only.

Maryland

All interest over 6 per cent forfeited; 6 per cent; 6 per cent; no grace.

Massachusetts

No penalty; 6 per cent; no limit; grace on sight paper only.

Michigan

All interest forfeited; 5 per cent; 7 per cent; grace on sight and time instruments.

Minnesota

All interest forfeited; 6 per cent; 10 per cent; grace on sight paper only.

Mississippi

All interest forfeited; 6 per cent; 10 per cent; grace on all negotiable instruments.

Missouri

All interest forfeited; 6 per cent; 8 per cent; grace on time paper only.

Montana

No penalty; 8 per cent; no limit; no grace.

Nebraska

All interest forfeited; 7 per cent; 10 per cent; grace on sight and time paper.

Nevada

No penalty; 7 per cent; no limit; grace on demand and time paper.

New Hampshire

Forfeiture of three times the excess interest charged; 6 per cent; 6 per cent; grace on sight paper only.

New Jersey

All interest forfeited; 6 per cent; 6 per cent; no grace.

New Mexico

Forfeiture of double the interest and fine of not less than $25 and not over $100; 6 per cent; 12 per cent; grace on all negotiable instruments.

New York

Principal and interest forfeited; 6 per cent; 6 per cent; no grace.

North Carolina

All interest forfeited; 6 per cent; 6 per cent; grace on sight and time paper.

North Dakota

All interest forfeited; 7 per cent; 12 per cent; no grace.

Ohio

Forfeiture of excess of interest; 6 per cent; 8 per cent; no grace.

Oklahoma

All interest forfeited; 6 per cent; 12 per cent; grace on all negotiable instruments.

Oregon

Principal and interest forfeited; 6 per cent; 10 per cent; no grace.

Pennsylvania

Forfeiture of excess of interest; 6 per cent; 6 per cent; no grace.

Rhode Island

No penalty; 6 per cent; no limit; grace on sight paper.

South Carolina

All interest forfeited; 7 per cent; 8 per cent; grace on sight and time instruments.

South Dakota

All interest forfeited; 7 per cent; 12 per cent; grace on all negotiable instruments.

Tennessee

Forfeiture of excess of interest, and fine; 6 per cent; 6 per cent; no grace.

Texas

All interest forfeited; 6 per cent; 10 per cent; grace on sight and time paper.

Utah

No penalty; 8 per cent; no limit; no grace.

Vermont

Forfeiture of excess of interest; 6 per cent; 6 per cent; no grace.

Virginia

All interest forfeited; 6 per cent; 6 per cent; no grace.

Washington

Forfeiture of excess of interest; 6 per cent; 12 per cent; no grace.

West Virginia

All interest over 6 per cent forfeited; no grace.

Wisconsin

All interest forfeited; 6 per cent; 10 per cent; no grace.

Wyoming

All interest forfeited; 8 per cent; 12 per cent; grace on all negotiable instruments.