Question 133.— A presents at the drawee bank a cheque payable to the order of B and endorsed generally by the latter,                      which he himself declines to endorse. Can the bank refuse payment until he does?

Answer.—The bank has probably no right to demand                     A's endorsement, but it has the same right to withhold payment until it is satisfied that the endorsement of B is in order that it would have if B, being a stranger, presented the cheques in person.