Question 28.— A branch office in Ontario issued a money order in favour of a Montreal firm. The firm's bankers added and collected five cents. This bank is not reported as belonging to Bankers' Association. What right has any bank to charge on a negotiable document payable in same city?

Answer.—The bank had a technical right to collect the commission, but we think their action was not in accordance with the spirit of the arrangement among the banks with respect to these orders.