This section of the book is from the "Canadian Banking Practice" book, by John T. P. Knight.
Question 431.— A bank holds the joint and several note of A, B & C payable on demand. Demand is made and the note dishonoured. Can the bank charge up this note to A's account, against A's wish, assuming that it is in funds?
Answer.—A dishonoured bill on which a bank's customer is severally liable can of course be charged against his account with the bank.