By having a banker, people have a ready channel of obtaining much information that will be useful to them in the way of their business. They will learn the way in which bankers keep their accounts;and may learn many of the laws and customs relating to negotiable paper. They may obtain assistance in remitting money to distant places and so save themselves trouble and possible loss. If they have to buy or sell bonds, stocks, or shares the banker can send them to a respectable broker, who can manage the business; or should they be about to travel, and wish to know the best way of receiving money abroad;or be appointed executors to a will, and have to settle money matters - the banker will in these and many other cases, be able to give them the necessary information.