Question 296. - Section 113 of the Bills of Exchange Act reads: "It shall not, except in the Province of Quebec, be necessary to note or protest an inland bill in order to have recourse against the drawer or endorsers." What does this section mean? Is it necessary to protest any bill to hold an endorser?

Answer. - Protest as regards inland bills is necessary only in the Province of Quebec (section 113) and as regards foreign bills is necessary in all the provinces (section 112), but as notice of dishonour is required to preserve recourse against the drawer and endorsers and protest is probably the best evidence of such notice, the usual and safest practice is to protest dishonoured items unless specially instructed to the contrary. Protest is unnecessary in Quebec or any other province when the circumstances are such as would dispense with notice of dishonour. (See sections 114, 106 to 108 and 96).