This section is from the book "Modern Banking; Commercial And Credit Paper", by Frederick Silver. Also available from Amazon: Modern banking; Commercial and credit paper.
Notes, drafts and bills of exchange, drawn or issued for agricultural purposes or based on live stock, and having a maturity not exceeding six months, exclusive of days of grace, may be redis-counted in an amount to be limited to a percentage of the assets of tin-Federal Reserve bank, to be ascertained and fixed by the Federal Reserve Board.
Opinions Of Counsel And Rulings
Relating to Amount of Agricultural Paper Rediscountable
The total amount of agricultural paper purchased by a Federal Reserve bank according to law should not exceed a fixed percentage of its capital stock, to be fixed from time to time for each Federal Reserve bank by the Federal Reserve Board. The percentage fixed by the
Board differs in the various districts. Whenever a district has applied, the maximum limit has been granted, which ha been considered to be ninety-nine per cent. of the capital stock.
Rediscount Of Commodity Paper Regulations Of The Federal Reserve Board
Commodity paper is defined as a note, draft, bill of exchange, or trade acceptance, accompanied and secured by shipping documents, or by a warehouse, terminal, or other similar receipt covering approved and readily marketable non-perishable staples properly insured.
Opinions Of Counsel And Rulings
Relating to the Rediscount of Commodity Paper
Definition of "staples." - Staples include manufactured goods as well as raw materials, provided the goods are non-perishable and have a wide, ready market. Included in this are cotton yarn, flour, and potatoes.
"Commodity paper" includes not only paper originating with the producer, but also paper of merchants and others when the commodity is not carried for speculative or purely investment purposes.
Drafts drawn in connection with sales to the United States Government of lumber and other materials do not conform to the requirements of commodity paper.
 
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