As the discipline of the office must depend very much upon the chief clerk, a description of his duties will describe many of the duties of the other clerks.

The office of chief clerk requires qualifications of no ordinary kind. It need hardly be said that he should possess a thorough knowledge of the business of the office. He ought also to possess certain moral qualifications, such as a command of temper, a love of order and regularity, a rigid adherence to discipline, accompanied by kindness of disposition and of manners towards his colleagues, a gentlemanly and courteous demeanour, and, above all, he will be expected to exemplify in his own conduct those precepts it may become his duty to inculcate upon others.

The following are the principal duties of a chief clerk:-To see that the clerks come at proper time in the morning, are not absent unnecessarily during the day, and that they do not leave the bank at night until they have finished their work.-To see, by occasional inspection, that all the books of the office are kept in a proper manner, and where he finds this not to be the case, to give such instructions and admonitions as the circumstances may require.-To see that during the day the counter is properly appointed, and that no delay takes place in attending to the wants of the public. For this purpose it is desirable that his desk should be so placed as to command a view of the counter.-To see, by occasional inspection, that the customers' books are written up in a proper manner, and in case of complaint he will personally investigate the matter, and explain it to the customer.-To see, early in the morning, that the balance was correct on the preceding night, and when otherwise, he will himself attend on the second or third evening, and direct that proper means be employed to discover the difference.-To count, at such times as may be deemed proper, the money of the several cashiers, and when necessary to report thereon to the banker.-To see that all the officers of the bank conduct themselves towards each other and the public in a courteous and gentlemanly manner, and to maintain throughout the office a proper state of discipline and subordination.-To take charge of the stationery and other matters used in the office, and to prevent any loss or waste of any portion of the property of the bank.

Besides the points of discipline hinted at in the above description, there are others that may require more particular notice, as