Leaders of American thought have given careful attention to the question of social insurance in the hope of being able to formulate a set of general principles for the guidance of legislatures in enacting workmen's compensation laws. This they have done: the most active group, the American Association for Labor Legislation, has indorsed substantially the following standards:

A. Compensation - Medical attendance.

Two-thirds of regular wages. , $20.00 weekly maximum.

$5.00 weekly minimum.

Funeral expenses.

One-third of wages to widow.

B. Compensation to be the only remedy -

Neither employer nor employee may bring suit under law of negligence.

C. Exemptions from compensation - Farm laborers.

Domestic servants -

Hotels and restaurants excepted.

D. Employers given option as to methods of insurance - Mutual associations.

Stock companies.

State insurance.

E. Compensation laws administered by permanent accident board -

F. Methods of settling claims - Arbitration.

Accident board.

This program is, to say the least, an ambitious one. It has for its end liberality as well as justice. It provides for the injured workman in a way so as not to offend his sense of self-respect; gives employers an opportunity to choose their own insurance plan; and finally, it does away with undue risk, financial uncertainty, and costly litigation.