The Commissioners for the Reduction of the National Debt, under the authority of Parliament, grant annuities either on single lives, or on two lives and the life of the survivor, or on the joint continuance of two lives, such annuities to commence immediately. In the case of single lives, the annuity "may" be made to commence at a future period, and the consideration for it may be paid by the purchaser annually in sums of money not less than 5, but in case of default in keeping up the annual instalments, all the annual payments previously made are forfeited, and all right to the annuity is extinguished.

Payment for an annuity is made by the transfer of 2 1/2 per cent. Consols, or money of equivalent value, at the price of the stock on the day of the transaction.

The tables (see p.44) show the annuity which 100 of 2 1/2 per cent. stock will purchase, to continue during the life of a nominee at the respective ages and according to the prices of 2 1/2 per cent. stock therein stated. It will be seen that in the case of money being paid for the purchase of the annuity, the higher the price of Consols the dearer will be the purchase. Thus, a female buying an annuity at the age of fifty, amounting to 5 19s. 8d. per annum, and Consols being at "par", or 100, would, if she paid for it "in money", have to expend 100. But suppose Consols to be at 108 (as they are at present) she would have to pay 108 for the same annuity.

Tables relating to annuities on joint lives and to deferred annuities may be obtained at the National Debt Office, 19, Old Jewry, London, by application direct, or through a bank.

No person under the age of fifteen can be appointed the nominee for any life annuity.

Life annuities are payable quarterly at the National Debt Office, in the form of a warrant on the Bank of England, either on personal demand, or through a bank by Power of Attorney; or they can be transmitted to the proprietor by post. The fixed dates are the fifth of January, the fifth of April, the fifth of July, and the fifth of October in each year.

The first quarterly payment of annuities will become due as follows, namely: On annuities purchased between the first of December and the last day of February, on the fifth of April next following the day of purchase.

Between the first of March and the last day of May, on the fifth of July next following.

Between the first of June and the last day of August, on the fifth of October next following.

Between the first of September and the last day of November, on the fifth of January next following.

No sum less than 100 of stock or money can be received in the first instance, but it may be added to subsequently in sums of not less than 20.

Upon the expiration of any life annuity a sum equal to one-fourth of the annuity (over and above all quarterly arrears thereof) will be paid to the representatives of the annuitant, if claimed within two years after such expiration.

Very heavy penalties attach to persons making false statements or declarations in respect of the purchase of an annuity.

Per Acts 10 Geo. IV., cap. 24, and 51 and 52 Vic. cap 15. TABLE showing the ANNUITY, continuing during the "Life" of any person of the following Ages, which 100 STOCK in the 2 1/2 PER CENT. BANK ANNUITIES will purchase.

---------------------------------------------------------------------------------------------
|       ||   When the price of   ||   When the price of   ||   When the price of   ||       |
|       ||   100 of 2 1/2 per   ||   100 of 2 1/2 per   ||   100 of 2 1/2 per   ||       |
|  Age  || cent. Stock exclusive || cent. Stock exclusive || cent. Stock exclusive ||  Age  |
|of the ||  of accrued dividend  ||  of accrued dividend  ||  of accrued dividend  ||of the |
|Nominee||     lies between      ||     lies between      ||     lies between      ||Nominee|
|       ||94 15 9 and 95 13 11.||95 13 11 and 96 12 5.||96 12 5 and 97 11 3. ||       |
|       ||-----------------------||-----------------------||-----------------------||       |
|       ||   Male.   |  Female.  ||   Male.   |  Female.  ||   Male.   |  Female.  ||       |
|-------||-----------|-----------||-----------|-----------||-----------|-----------||-------|
|       ||    s. d. |   s. d.  ||    s. d. |   s. d.  ||    s. d. |   s. d.  ||       |
|   15  ||   4  1  2 |  3 15  3  ||   4  1  7 |  3 15  7  ||   4  2  0 |  3 15 11  ||  15   |
|   16  ||   4  1 10 |  3 15  9  ||   4  2  3 |  3 16  1  ||   4  2  8 |  3 16  6  ||  16   |
|   17  ||   4  2  7 |  3 16  4  ||   4  3  0 |  3 16  8  ||   4  3  5 |  3 17  1  ||  17   |
|   18  ||   4  3  4 |  3 16 11  ||   4  3  9 |  3 17  3  ||   4  4  3 |  3 17  8  ||  18   |
|   19  ||   4  4  2 |  3 17  6  ||   4  4  7 |  3 17 11  ||   4  5  0 |  3 18  3  ||  19   |
|   20  ||   4  4 11 |  3 18  2  ||   4  5  5 |  3 18  6  ||   4  5 10 |  3 18 11  ||  20   |
|   21  ||   4  5  9 |  3 18  9  ||   4  6  2 |  3 19  2  ||   4  6  8 |  3 19  7  ||  21   |
|   22  ||   4  6  7 |  3 19  5  ||   4  7  1 |  3 19 10  ||   4  7  6 |  4  0  3  ||  22   |
|   23  ||   4  7  6 |  4  0  1  ||   4  7 11 |  4  0  6  ||   4  8  5 |  4  0 11  ||  23   |
|   24  ||   4  8  4 |  4  0 10  ||   4  8 10 |  4  1  3  ||   4  9  4 |  4  1  8  ||  24   |
|   25  ||   4  9  3 |  4  1  6  ||   4  9  9 |  4  2  0  ||   4 10  3 |  4  2  5  ||  25   |
|   26  ||   4 10  3 |  4  2  4  ||   4 10  9 |  4  2  9  ||   4 11  3 |  4  3  2  ||  26   |
|   27  ||   4 11  3 |  4  3  1  ||   4 11  9 |  4  3  6  ||   4 12  3 |  4  4  0  ||  27   |
|   28  ||   4 12  3 |  4  3 11  ||   4 12  9 |  4  4  4  ||   4 13  3 |  4  4 10  ||  28   |
|   29  ||   4 13  3 |  4  4  9  ||   4 13 10 |  4  5  2  ||   4 14  4 |  4  5  8  ||  29   |
|   30  ||   4 14  4 |  4  5  7  ||   4 14 11 |  4  6  1  ||   4 15  5 |  4  6  7  ||  30   |
|   31  ||   4 15  6 |  4  6  6  ||   4 16  0 |  4  7  0  ||   4 16  7 |  4  7  6  ||  31   |
|   32  ||   4 16  7 |  4  7  6  ||   4 17  2 |  4  8  0  ||   4 17  9 |  4  8  6  ||  32   |
|   33  ||   4 17 10 |  4  8  6  ||   4 18  5 |  4  9  0  ||   4 19  0 |  4  9  6  ||  33   |
|   34  ||   4 19  0 |  4  9  6  ||   4 19  7 |  4 10  0  ||   5  0  3 |  4 10  6  ||  34   |
|   35  ||   5  0  4 |  4 10  7  ||   5  0 11 |  4 11  1  ||   5  1  6 |  4 11  8  ||  35   |
|   36  ||   5  1  8 |  4 11  9  ||   5  2  3 |  4 12  3  ||   5  2 11 |  4 12  9  ||  36   |
|   37  ||   5  3  0 |  4 12 11  ||   5  3  8 |  4 13  5  ||   5  4  3 |  4 14  0  ||  37   |
|   38  ||   5  4  5 |  4 14  2  ||   5  5  1 |  4 14  8  ||   5  5  9 |  4 15  3  ||  38   |
|   39  ||   5  5 11 |  4 15  5  ||   5  6  7 |  4 16  0  ||   5  7  3 |  4 16  7  ||  39   |
|   40  ||   5  7  6 |  4 16 10  ||   5  8  2 |  4 17  5  ||   5  8 10 |  4 18  0  ||  40   |
|   41  ||   5  9  1 |  4 18  3  ||   5  9  9 |  4 18 10  ||   5 10  6 |  4 19  5  ||  41   |
|   42  ||   5 10  9 |  4 19  9  ||   5 11  6 |  5  0  4  ||   5 12  2 |  5  1  0  ||  42   |
|   43  ||   5 12  6 |  5  1  4  ||   5 13  3 |  5  2  0  ||   5 14  0 |  5  2  7  ||  43   |
|   44  ||   5 14  5 |  5  3  0  ||   5 15  1 |  5  3  8  ||   5 15 11 |  5  4  4  ||  44   |
|   45  ||   5 16  4 |  5  4 10  ||   5 17  1 |  5  5  6  ||   5 17 10 |  5  6  2  ||  45   |
|   46  ||   5 18  4 |  5  6  9  ||   5 19  1 |  5  7  5  ||   5 19 11 |  5  8  2  ||  46   |
|   47  ||   6  0  6 |  5  8  9  ||   6  1  3 |  5  9  6  ||   6  2  1 |  5 10  2  ||  47   |
|   48  ||   6  2  9 |  5 10 11  ||   6  3  7 |  5 11  8  ||   6  4  5 |  5 12  5  ||  48   |
|   49  ||   6  5  2 |  5 13  3  ||   6  6  0 |  5 14  0  ||   6  6 11 |  5 14  9  ||  49   |
|   50  ||   6  7  8 |  5 15  7  ||   6  8  7 |  5 16  5  ||   6  9  5 |  5 17  2  ||  50   |
|   51  ||   6 10  5 |  5 18  1  ||   6 11  3 |  5 18 11  ||   6 12  2 |  5 19  9  ||  51   |
|   52  ||   6 13  3 |  6  0  9  ||   6 14  2 |  6  1  7  ||   6 15  2 |  6  2  5  ||  52   |
|   53  ||   6 16  4 |  6  3  7  ||   6 17  4 |  6  4  5  ||   6 18  4 |  6  5  4  ||  53   |
|   54  ||   6 19  8 |  6  6  7  ||   7  0  8 |  6  7  6  ||   7  1  8 |  6  8  5  ||  54   |
|   55  ||   7  3  2 |  6  9 10  ||   7  4  3 |  6 10  8  ||   7  5  3 |  6 11  8  ||  55   |
|   56  ||   7  7  0 |  6 13  3  ||   7  8  1 |  6 14  2  ||   7  9  2 |  6 15  2  ||  56   |
|   57  ||   7 11  2 |  6 17  0  ||   7 12  3 |  6 17 11  ||   7 13  5 |  6 18 11  ||  57   |
|   58  ||   7 15  8 |  7  0 11  ||   7 16 10 |  7  1 11  ||   7 18  0 |  7  2 11  ||  58   |
|   59  ||   8  0  7 |  7  5  1  ||   8  1  9 |  7  6  2  ||   8  3  0 |  7  7  3  ||  59   |
|   60  ||   8  5 10 |  7  9  6  ||   8  7  0 |  7 10  8  ||   8  8  4 |  7 11  9  ||  60   |
|   61  ||   8 11  3 |  7 14  4  ||   8 12  7 |  7 15  6  ||   8 13 11 |  7 16  8  ||  61   |
|   62  ||   8 16 11 |  7 19  5  ||   8 18  3 |  8  0  7  ||   8 19  8 |  8  1 10  ||  62   |
|   63  ||   9  3  0 |  8  4 10  ||   9  4  5 |  8  6  1  ||   9  5 10 |  8  7  4  ||  63   |
|   64  ||   9  9  5 |  8 10  8  ||   9 10 11 |  8 12  0  ||   9 12  5 |  8 13  4  ||  64   |
|   65  ||   9 16  3 |  8 17  2  ||   9 17 10 |  8 18  6  ||   9 19  5 |  8 19 11  ||  65   |
|   66  ||  10  3  6 |  9  4  1  ||  10  5  1 |  9  5  6  ||  10  6  8 |  9  7  0  ||  66   |
|   67  ||  10 11  0 |  9 11  8  ||  10 12  8 |  9 13  2  ||  10 14  5 |  9 14  8  ||  67   |
|   68  ||  10 19  0 |  9 19  9  ||  11  0  9 | 10  1  4  ||  11  2  7 | 10  2 11  ||  68   |
|   69  ||  11  7  8 | 10  8  4  ||  11  9  6 | 10 10  0  ||  11 11  4 | 10 11  8  ||  69   |
|   70  ||  11 17  0 | 10 17  5  ||  11 18 11 | 10 19  1  ||  12  0 11 | 11  0 11  ||  70   |
|   71  ||  12  6 11 | 11  6  8  ||  12  9  0 | 11  8  6  ||  12 11  0 | 11 10  5  ||  71   |
|   72  ||  12 17  8 | 11 16  5  ||  12 19 10 | 11 18  4  ||  13  2  0 | 12  0  4  ||  72   |
|   73  ||  13  9  0 | 12  6  9  ||  13 11  3 | 12  8  9  ||  13 13  6 | 12 10 10  ||  73   |
|   74  ||  14  0  9 | 12 17  8  ||  14  3  1 | 12 19 10  ||  14  5  6 | 13  2  0  ||  74   |
|   75  ||  14 13  0 | 13  9  4  ||  14 15  6 | 13 11  7  ||  14 18  0 | 13 13 10  ||  75   |
|   76  ||  15  6  2 | 14  1  9  ||  15  8  9 | 14  4  1  ||  15 11  5 | 14  6  6  ||  76   |
|   77  ||  15 19  8 | 14 15  0  ||  16  2  5 | 14 17  6  ||  16  5  2 | 15  0  0  ||  77   |
|   78  ||  16 14  0 | 15  9  0  ||  16 16 10 | 15 11  8  ||  16 19  9 | 15 14  4  ||  78   |
|   79  ||  17  9  3 | 16  4  0  ||  17 12  3 | 16  6 10  ||  17 15  4 | 16  9  7  ||  79   |
|   80  ||  18  5  4 | 16 19 10  ||  18  8  6 | 17  2  9  ||  18 11  9 | 17  5  9  ||  80   |
---------------------------------------------------------------------------------------------

Per Acts 10 Geo. IV., cap. 24, and 51 and 52 Vic. cap 15. ------------------------TABLE showing the ANNUITY, continuing during the "Life" of any person of the following Ages, which 100 STOCK in the 2 1/2 PER CENT. BANK ANNUITIES will purchase.

---------------------------------------------------------------------------------------------
|       ||   When the price of   ||   When the price of   ||   When the price of   ||       |
|       ||   100 of 2 1/2 per   ||   100 of 2 1/2 per   ||   100 of 2 1/2 per   ||       |
|  Age  || cent. Stock exclusive || cent. Stock exclusive || cent. Stock exclusive ||  Age  |
|of the ||  of accrued dividend  ||  of accrued dividend  ||  of accrued dividend  ||of the |
|Nominee||     lies between      ||     lies between      ||       is above        ||Nominee|
|       ||97 11 3 and 98 10 6. ||98 10 6 and 99 10 1. ||       99 10 1.       ||       |
|       ||-----------------------||-----------------------||-----------------------||       |
|       ||   Male.   |  Female.  ||   Male.   |  Female.  ||   Male.   |  Female.  ||       |
|-------||-----------|-----------||-----------|-----------||-----------|-----------||-------|
|       ||    s. d. |   s. d.  ||    s. d. |   s. d.  ||    s. d. |   s. d.  ||       |
|   15  ||   4  2  5 |  3 16  4  ||   4  2 10 |  3 16  8  ||   4  3  3 |  3 17  0  ||  15   |
|   16  ||   4  3  1 |  3 16 10  ||   4  3  7 |  3 17  3  ||   4  4  0 |  3 17  7  ||  16   |
|   17  ||   4  3 11 |  3 17  5  ||   4  4  4 |  3 17 10  ||   4  4  9 |  3 18  3  ||  17   |
|   18  ||   4  4  8 |  3 18  0  ||   4  5  1 |  3 18  5  ||   4  5  7 |  3 18 10  ||  18   |
|   19  ||   4  5  6 |  3 18  8  ||   4  5 11 |  3 19  1  ||   4  6  5 |  3 19  6  ||  19   |
|   20  ||   4  6  3 |  3 19  4  ||   4  6  9 |  3 19  8  ||   4  7  3 |  4  0  1  ||  20   |
|   21  ||   4  7  2 |  4  0  0  ||   4  7  7 |  4  0  5  ||   4  8  1 |  4  0 10  ||  21   |
|   22  ||   4  8  0 |  4  0  8  ||   4  8  6 |  4  1  1  ||   4  9  0 |  4  1  6  ||  22   |
|   23  ||   4  8 11 |  4  1  4  ||   4  9  5 |  4  1  9  ||   4  9 11 |  4  2  3  ||  23   |
|   24  ||   4  9 10 |  4  2  1  ||   4 10  4 |  4  2  6  ||   4 10 10 |  4  3  0  ||  24   |
|   25  ||   4 10  9 |  4  2 10  ||   4 11  4 |  4  3  3  ||   4 11 10 |  4  3  9  ||  25   |
|   26  ||   4 11  9 |  4  3  7  ||   4 12  3 |  4  4  1  ||   4 12 10 |  4  4  6  ||  26   |
|   27  ||   4 12  9 |  4  4  3  ||   4 13  4 |  4  4 11  ||   4 13 10 |  4  5  4  ||  27   |
|   28  ||   4 13 10 |  4  5  3  ||   4 14  4 |  4  5  9  ||   4 14 11 |  4  6  3  ||  28   |
|   29  ||   4 14 11 |  4  6  2  ||   4 15  6 |  4  6  7  ||   4 16  0 |  4  7  1  ||  29   |
|   30  ||   4 16  0 |  4  7  0  ||   4 16  7 |  4  7  6  ||   4 17  2 |  4  8  0  ||  30   |
|   31  ||   4 17  2 |  4  8  0  ||   4 17  9 |  4  8  6  ||   4 18  4 |  4  9  0  ||  31   |
|   32  ||   4 18  4 |  4  9  0  ||   4 18 11 |  4  9  6  ||   4 19  6 |  4 10  0  ||  32   |
|   33  ||   4 19  7 |  4 10  0  ||   5  0  2 |  4 10  6  ||   5  0 10 |  4 11  1  ||  33   |
|   34  ||   5  0 10 |  4 11  1  ||   5  1  6 |  4 11  7  ||   5  2  1 |  4 12  2  ||  34   |
|   35  ||   5  2  2 |  4 12  2  ||   5  2 10 |  4 12  9  ||   5  3  5 |  4 13  4  ||  35   |
|   36  ||   5  3  6 |  4 13  4  ||   5  4  2 |  4 13 11  ||   5  4 10 |  4 14  6  ||  36   |
|   37  ||   5  4 11 |  4 14  7  ||   5  5  7 |  4 15  2  ||   5  6  4 |  4 15  9  ||  37   |
|   38  ||   5  6  5 |  4 15 10  ||   5  7  1 |  4 16  5  ||   5  7 10 |  4 17  0  ||  38   |
|   39  ||   5  7 11 |  4 17  2  ||   5  8  8 |  4 17  9  ||   5_19" 4 |  4 18  5  ||  39   |
|   40  ||   5  9  6 |  4 18  7  ||   5 10  3 |  4 19  2  ||   5 11  0 |  4 19 10  ||  40   |
|   41  ||   5 11  3 |  5  0  1  ||   5 11 11 |  5  0  8  ||   5 12  8 |  5  1  4  ||  41   |
|   42  ||   5 12 11 |  5  1  8  ||   5 13  8 |  5  2  3  ||   5 14  6 |  5  3  0  ||  42   |
|   43  ||   5 14  9 |  5  3  3  ||   5 15  6 |  5  4  0  ||   5 16  4 |  5  4  8  ||  43   |
|   44  ||   5 16  8 |  5  5  0  ||   5 17  6 |  5  5  9  ||   5 18  3 |  5  6  5  ||  44   |
|   45  ||   5 18  8 |  5  6 11  ||   5_11" 6 |  5  7  7  ||   6  0  4 |  5  8  4  ||  45   |
|   46  ||   6  0  9 |  5  8 10  ||   6  1  7 |  5  9  7  ||   6  2  5 |  5 10  4  ||  46   |
|   47  ||   6  3  0 |  5 10 11  ||   6  3 10 |  5 11  8  ||   6  4  8 |  5 12  6  ||  47   |
|   48  ||   6  5  3 |  5 13  2  ||   6  6  2 |  5 13 11  ||   6  7  1 |  5 14  9  ||  48   |
|   49  ||   6  7  9 |  5 15  6  ||   6  8  8 |  5 16  4  ||   6  9  7 |  5 17  1  ||  49   |
|   50  ||   6 10  4 |  5 18  0  ||   6 11  4 |  5 18 10  ||   6 12  3 |  5 19  8  ||  50   |
|   51  ||   6 13  2 |  6 "6" 6  ||   6 14  1 |  6  1  5  ||   6 15  1 |  6  2  3  ||  51   |
|   52  ||   6 16  1 |  6  3  3  ||   6 17  1 |  6  4  2  ||   6 18  1 |  6  5  0  ||  52   |
|   53  ||   6 19  4 |  6  6  2  ||   7  0  4 |  6  7  1  ||   7  1  5 |  6  8  0  ||  53   |
|   54  ||   7  2  8 |  6  9  4  ||   7  3  9 |  6 10  3  ||   7  4 10 |  6 11  2  ||  54   |
|   55  ||   7  6  4 |  6 12  7  ||   7  7  5 |  6 13  6  ||   7  8  7 |  6 14  6  ||  55   |
|   56  ||   7 10  3 |  6 16  2  ||   7 11  5 |  6 17  2  ||   7 12  7 |  6 18  2  ||  56   |
|   57  ||   7 14  6 |  7  0  0  ||   7 15  9 |  7  1  0  ||   7 16 11 |  7  2  1  ||  57   |
|   58  ||   7 19  2 |  7  4  0  ||   8  0  5 |  7  5  1  ||   8  1  8 |  7  6  2  ||  58   |
|   59  ||   8  4  3 |  7  8  4  ||   8  5  6 |  7  9  6  ||   8  6 10 |  7 10  7  ||  59   |
|   60  ||   8  9  7 |  7 12 11  ||   8 10 11 |  7 14  1  ||   8 12  4 |  7 15  3  ||  60   |
|   61  ||   8 15  3 |  7 17 10  ||   8 16  7 |  7 19  1  ||   8 18  0 |  8  0  4  ||  61   |
|   62  ||   9  1  0 |  8  3  1  ||   9  2  6 |  8  4  4  ||   9  4  0 |  8  5  8  ||  62   |
|   63  ||   9  7  3 |  8  8  8  ||   9  8  9 |  8 10  0  ||   9 10  4 |  8 11  4  ||  63   |
|   64  ||   9 13 11 |  8 14  8  ||   9 15  6 |  8 16  1  ||   9 17  1 |  8 17  6  ||  64   |
|   65  ||  10  1  0 |  9  1  4  ||  10  2  7 |  9  2  9  ||  10  4  4 |  9  4  3  ||  65   |
|   66  ||  10  8  5 |  9  8  6  ||  10 10  1 |  9 10  0  ||  10 11 10 |  9 11  6  ||  66   |
|   67  ||  10 16  2 |  9 16  3  ||  10 17 11 |  9 17 10  ||  10 19  9 |  9 19  6  ||  67   |
|   68  ||  11  4  5 | 10  4  7  ||  11  6  3 | 10  6  3  ||  11  8  2 | 10  7 11  ||  68   |
|   69  ||  11 13  3 | 10 13  5  ||  11 15  3 | 10 15  2  ||  11 17  2 | 10 17  0  ||  69   |
|   70  ||  12  2 11 | 11  2  9  ||  12  4 11 | 11  4  7  ||  12  7  0 | 11  6  6  ||  70   |
|   71  ||  12 13  2 | 11 12  4  ||  12 15  4 | 11 14  3  ||  12 17  6 | 11 16  3  ||  71   |
|   72  ||  13  4  2 | 12  2  4  ||  13  6  5 | 12  4  5  ||  13  8  9 | 12  6  6  ||  72   |
|   73  ||  13 15 10 | 12 13  0  ||  13 18  2 | 12 15  1  ||  14  0  7 | 12 17  4  ||  73   |
|   74  ||  14  7 11 | 13  4  2  ||  14 10  5 | 13  6  5  ||  14 13  0 | 13  8  9  ||  74   |
|   75  ||  15  0  7 | 13 16  2  ||  15  3  2 | 13 18  7  ||  15  5 10 | 14  1  0  ||  75   |
|   76  ||  15 14  1 | 14  8 11  ||  15 16 10 | 14 11  6  ||  15 19  7 | 14 14  0  ||  76   |
|   77  ||  16  8  0 | 15  2  7  || "17_10 11 | 15  5  3  ||  16 13 10 | 15  7 11  ||  77   |
|   78  ||  17  2  8 | 15 17  0  ||  17  5  9 | 15 19 10  ||  17  8 10 | 16  2  8  ||  78   |
|   79  ||  17 18  5 | 16 12  6  ||  18  1  8 | 16 15  5  ||  18  4 10 | 16 18  5  ||  79   |
|   80  ||  18 15  0 | 17  8 10  ||  18 18  4 | 17 11 11  ||  19  1  9 | 17 15  0  ||  80   |
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