This section is from the book "Facts Worth Knowing", by Robert Kemp Philip. Also available from Amazon: Inquire Within for Anything You Want to Know.
If you would get rich, don't deal in bill hooks. Credit is the "tempter in a new shape." Buy goods on trust, and you will purchase a thousand articles that Cash would never have dreamed of. A shilling in the hand looks larger than ten shillings seen through the per spective of a three months' bill. Cash is practical, while Credit takes horribly to taste and romance. Let Cash buy a dinner, and you will have a beef-steak flanked with onions. Send Credit to market, and he will return with eight pairs of woodcocks and a peck of mushrooms. Credit believes in diamond pins and champagne suppers. Cash is more easily satisfied. Give him three meals a day, and he don't care much if two of them are made up of roasted potatoes and a little dirty salt. Cash is a good adviser, while Credit is a good fellow to be on visiting terms with. If you want double chins and contentment, do business with Cash.
 
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