All subscribers should have a clear understanding of what disposition is to be made of their notes. If the trustees, or the parties to whom they are made payable, propose to sell the notes, or use them in paying bills, this should be clearly understood by each person before signing the note. They should know where they may find their note, and to whom the money is to be paid. If they are to be discounted, or left at the bank for collection, this should be distinctly understood, or unpleasant results may come of such a course; but where this is agreed upon, and named in the note, it may, at least among business men, be the more pleasant method of disposing of the matter.

The notes and stubs may be easily and cheaply bound in flexible covers, about a hundred in a book.

This will be a neat and convenient form, and then when the notes are all paid and torn off, the cover may be reduced to the size of the stubs, and this will preserve them in permanent form for future reference.

It may not be out of place for us to say, just here, that it pays many fold to have all the envelopes, notes and various papers needed in church work, neatly printed. Printers' ink, judiciously used, pays well in every business enterprise, and it has proven equally valuable in the successful management of churches. Notes can be printed and bound for about seventy-five cents or a dollar a hundred, and to undertake to use this system without printed notes would end in confusion, and perhaps disgust.