1. Promissory Note.

$100.00 Chicago, 111., July 1st, 1911.

August first, 1911, after date, for value received, I promise to pay to the order of William Smith, the sum of One Hundred (100) Dollars, at 1011 Blank Street, Chicago, Illinois, with interest at 6% per cent, per annum.

(sd.) Walter W. Johnson.

2. Judgment Note.

Add to the above note above the place for the signature the following:

And to secure the payment of said amount I hereby authorize, irrevocably, any attorney of any Court of Record to appear for me in such Court, in term time or vacation, at any time hereafter, and confess a judgment, without process, in favor of the holder of this Note, for such amount as may appear to be unpaid thereon, together with costs and ten dollars attorney's fees, and to waive and release all errors which may intervene in any such proceedings, and consent to immediate execution upon such judgment, hereby ratifying and confirming all that my said attorney may do by virtue hereof.

(Note: It is better to purchase forms of judgment notes from local stationers, as such forms embody peculiar provisions applicable to the condition of the law in the state involved. The above is a form used in Illinois. Judgment notes however, are not widely used. They are used in Illinois, Ohio, Pennsylvania, New Mexico and Wisconsin.)

3. Bill of Exchange.

Cincinnati, Ohio, June 1, 1911. One month after date, pay to the order of William H. White, One Hundred Dollars. Value received, and charge to the account of

(sd) Walter W. Johnson. To Oliver Smith,

Chicago, Illinois.

An acceptance of the above bill would read as follows: "Accepted, Chicago, June 3rd, 1911," and would be written across the face of the bill. Oliver Smith might also in such acceptance name the place of payment above his signature, thus, "Payable at 16th National Bank, Chicago." This qualification is permitted; but if he should say "Payable at 16th National Bank and not elsewhere," that would be a qualified acceptance and constitute dishonor, unless the holder assented.

4. Checks.

No. 1490. Chicago, July 1st, 1911.

The Blank Trust And Savings Bank.

Pay to the order of---------------John Smith---------------$1000

One Thousand-------------------------------------------Dollars.

(sd) Wm. Jones.

5. Certificate of Deposit.

No. 1008. Chicago, July 1, 1911.

James A. Jones has deposited in the 16th National Bank of Chicago, Hlinois, Five Hundred Dollars, payable to the order of himself upon the return of this Certificate properly endorsed. Interest 3 per cent, per annum. Not subject to check.

William Randolph,


6. Forms of Indorsement.

(1) Blank indorsement.

William Jones.

(2) Special indorsement.

Pay to the order of John Smith. William Jones.

or, Pay to John Smith.

William Jones.

(3) Qualified indorsement.

without recourse.

William Jones.

(4) Restrictive indorsement.

Pay to John Smith, for collection. William Jones.

7. Notice of Dishonor of Note Where Note Not


July 1, 1911. You are hereby notified that a promissory note made by John Smith, dated June 1, 1911, payable one month after date to the order of William H. White, and indorsed by said William H. White, was this day presented by the undersigned for payment which was refused and the under-signed as holder looks to you as indorser for payment, damages, interest and costs.

(sd) Joseph Black,

1820 Blank Street, Chicago, Illinois. To William H. White, 190 Blank Street, Chicago, Illinois.

8. Certificate of Protest.

(Here attach original instrument or copy thereof.)

State of ILLINOIS, Cook County.


Be it Known, That on this first day of July in the year of our Lord One Thousand Nine Hundred and Eleven, I, Henry N. Green, a Notary Public, duly commissioned and sworn, and residing in the City of Chicago in said County and State, at the request of Henry W. Jones, the holder of the above bill of exchange, went with the original bill of exchange which is above attached, to the Office of The First National Bank, where such bill is payable, during the usual business hours and demanded payment thereon, which was refused for the following assigned reason - not sufficient funds and no instructions to pay.

Whereupon I, the said Notary, at the request aforesaid, did PROTEST, and, by these Presents, do Solemnly Protest, as well against the drawer of said bill and the indorsers thereof, as all others whom it may or doth concern, for exchange, re-exchange and all costs, charges, damages and interest already incurred by reason of the non-payment of the said bill of exchange.

And I, the said Notary, do hereby certify, that, on the same day and year above written, due notice of the foregoing Protest was put in the Post-Office at Chicago, Illinois, as follows:

Notice for Whiter W. Johnson, 12 Blank Street, Cincinnati, Ohio. Notice for William H. White, Blankville, Illinois.

Each of the above-named places being the reputed place of residence of the person to whom this notice was directed.

In testimony whereof, I have hereunto set my hand and affixed my Official Seal, the day and year first above written.

Notary Public.

Fees - Noting for Protest,.............25 cents; Protest,... .75 cents;

Noting Protest,... .25 cents; Notices,... .50. Certificate and Seal,.... 25 cents; Postage,.... 4 cents; Vol. 1; page 272; $2.04.

(Note: If the protest is for non-acceptance this same form may be used by writing in "non-acceptance" for "nonpayment.")

9. Notice of Protest of Note.

State of Illinois, Cook County.


July 1st, 1911. A promissory note for $100.00 payable to the order of William Jones, dated July 1st, 1910, payable July 1st, 1911, signed by John Smith, indorsed by William Jones, being this day due and unpaid, and by me PROTESTED for non-payment, I hereby notify you that the payment thereof has been duly demanded, and that the holder looks to you for payment, damages, interest and costs.

Done at the request of Henry W. Jones, 1711 Blank Street, Chicago, Illinois.

Henry N. Gbeen, Notary Public. To William Jones,

1512 Blank Street, Chicago, Illinois. (Note: It is not necessary, but usual, to protest a note or inland bill, but a foreign bill must be protested.)

10. Notice of Protest of Bill.

State of Illinois, Cook County.


Chicago, July 1, 1911. Take notice that a bill of exchange for $100.00, dated June 1, 1911, drawn by Walter W. Johnson, 12 Blank Street,

Cincinnati, Ohio, in favor of William H. White, on Oliver Smith, Chicago, Illinois, indorsed by said William H. White, accepted by said Oliver Smith, payable at 16th National Bank, Chicago, was this day presented for payment, which was refused, and therefore was this day protested by the undersigned notary public for non-payment.

The holder therefore looks to you for payment thereof together with interest, costs, damages, etc., you being the drawer thereof.

Henry N. Green,

Notary Public. To Walter W. Johnson, 12 Blank Street, Cincinnati, Ohio.