Only the party who is apparently liable on the contract, as altered, can complain of the alteration.1 The party who makes the alteration can not treat the contract as discharged if the adversary party seeks to enforce it.2 Third persons can not complain of such alteration if both parties to the contract acquiesce therein.3 If an insurance company does not raise objection to an alteration in an insurance policy, changing the beneficiary from the insured's "estate" to his "wife and children," his creditors can not complain.4

1 State v. Berg, 50 Ind. 496; Hays v. Odom, 79 Mo. App. 425.

2 Anderson v. Bellenger, 87 Ala. 334, 13 Am. St. Rep. 46, 4 L. R. A. 680, 6 So. 82; State v. Berg, 50 Ind 406; Schlageck v. Widhalm, 59 Neb. 541, 81 N. W 448.

3 Hays v. Odom, 70 Mo. App. 425.

4 State v. McGonigle, 101 Mo. 353, 20 Am. St. Rep. 600, 8 L. R. A. 735, 13 S. W. 758; McMurtrey v. Sparks, 71 Mo. App 126.

5 State v. McGonigle, 101 Mo. 353, 20 Am. St. Rep. 609, 8 L. R. A. 735, 13 S. W. 758.

6 McMurtrey v. Sparks, 71 Mo. App. 126.

7 State v. McGonigle. 101 Mo. 353, 20 Am, St. Rep. 609, 8 L. R. A. 735, 13 S. W. 758.

1 Holyfield v. Harrington, 84 Kan. 760, 39 L. R. A. (N.S.) 131, 115 Pac. 546; Bodine v. Berg, 82 N. J. L. 662, 40 L. R. A. (N.S.) 65, 82 Atl. 901.

2 Lane v. Pacific & I. N. Ry., 8 Ida. 230, 67 Pac. 656; Martin v. Tradesmen's Ins. Co., 101 N. Y. 498, 5 N. E. 338.

3 Steeley's Creditors v. Steeley(Ky.), 64 S. W. 642.

4 Steeley's Creditors v. Steeley(Ky.), 64 S. W. 642.