If a bank overpays a check it may recover from the person to whom it paid.1 If the bank pays the check to the wrong person, that is to say, a person who cannot claim that he had any authority to receive the money, the bank may recover the amount paid, or, if the bank pays money to a person who is charged with notice that he has no right to receive the money, the bank may recover.2 In two preceding sections3 has been discussed the bank's right upon payment of forged or altered paper. But if the payee of a check has no notice of any want of authority in himself to receive the money, and the check is a proper and genuine check, the bank cannot recover from him, even though the bank had no authority to pay the money.4 But if the bank pays a check to the wrong person, the depositor gains no right to sue that person,5 nor does the person to whom the check was properly payable gain any right to sue the person to whom the check was paid,6 nor, as we have already seen, can he sue the bank.7 He must rely upon the drawer.