Bank checks are sometimes considered as drafts, but they are in fact checks.1 No reason can be seen why a bank as well as any other depositor cannot draw a check upon a bank where it has money deposited to its general credit.2 It may be, however, that the check will be so drawn as to be a bill of exchange, but any other drawer may draw such a check.3 The rule as to presentment of bank checks is precisely the same as that applied to other checks4 if they are not put into circulation. As to certified checks, the rule of law varies as to the party obtaining the certification. If certified to the holder, the check becomes the bank's obligation, and the drawer and indorsers before certification are released because the check is paid.5 If the drawer of a check obtains a certification and then delivers it, he becomes released in the same way he would become released upon an uncertified check,6 and the same rule would apply to an in-dorser.7 But the case of an indorser of a check certified to the holder does not seem to have arisen. But upon principle such an indorser is the indorser of a demand note or an acceptance put into circulation, and his rights are governed by the rules heretofore given.8