Sometimes, on account of the absence or disability of a depositor, especially if he is in some active business, it is necessary to delegate to some clerk or other person the authority to sign checks drawn against his account at a bank, and to perform other acts necessary in dealing with the bank. In such a case the depositor signs and executes a paper called a "power of attorney" in favor of another party, and files it with the bank. The following is a good form of "power of attorney":

Power of Attorney.

Know All Men By These Presents,

That have made, constituted and appointed, and by these presents do make, constitute and appoint true and lawful attorney for and in name, place and stead, to make and sign promissory notes, to make, sign and draw checks upon The National Bank Of The City Of New York, to endorse for discount, deposit and collection to the credit of account in said Bank, bills of exchange, drafts, checks, promissory notes, orders and certificates of deposit, to endorse bills of lading, warehouse receipts and other evi-dences of title to merchandise; to borrow money on promissory notes and to secure the payment of the same by pledging the merchandise, or other property of , and generally to attend to banking business with said Bank, giving and granting unto said attorney full power and authority to do and perform all and every act and thing whatsoever requisite and necessary to be done in and about the premises, as fully to all intents and purposes as might or could do if personally present, with full power of substitution and revocation, hereby ratifying and confirming all that said attorney or substitute shall lawfully do or cause to be done by virtue hereof.

It being understood that this power of attorney is to be revoked only by notice in writing being served upon said Bank.

In Witness Whereof, have hereuntoset hand and seal the day of in the year one thousand nine hundred and

Sealed and Delivered in the Presence of

State of

County of ss..

Be It Known, That on the day of one thousand nine hundred and before me, a Notary Public in and for the State of duly commissioned and sworn, dwelling in the personally came and appeared to me personally known, and known to me to be the same person described in, and who executed the within Power of Attorney, and acknowledged the within Power of Attorney to be act and deed.

In Testimony Whereof, I have hereunto subscribed my name and affixed my seal of office, the day and year last above written,