Table II

Classification of Personal Expenses {in family).

1. Clothing a. New clothing, Foot wear, and Furnishings b. Repairs to clothing and Foot wear

2. Transportation (street car,railroad, hack fares, etc.)

3. Personal Services a. Toilet b. Medical c. Dental

4. Recreation a. Outings (including bicycle, pony, canoe, camera and supplies, etc.) b. Entertainment (may include anything as medium of diversion, as amateur photography, musical instruments;

5. Education a. Books, Stationery and Supplies b. Tuition and Lectures.

6. Miscellaneous a. Sundries (soda water, confectionery, cigars, etc.) b. Other (any large expense not included)

Table III

Classification of Personal Expenses (single individual)

1. Clothing a. New Clothing, Foot wear, and Furnishings b. Repairs to clothing and Foot wear

2. Board and Lodging

3. Transportation

4. Personal Services a. Toilet (shampoo, manicure, chiropodist, etc.) b. Medical c. Dental

5. Library Supplies a. Books and Periodicals b. Stationery and Postage 3. Recreations a. Outings b. Entertainments

7. Education a. Books, Stationery and Supplies b. Tuition and Lectures

8. Miscellaneous a. Sundries b. Others

Total Expenses

9. Gifts

10. Investments a. Bank b. Other

11. On hand at end of month

In following these headings it would be well for Table I to include a division for investments, unless a separate small account book is left for these with such heading as:

Division for Investments a. Savings Banks b. Life Insurance c. Real Estate d. Loans

Charities and Church may be classed under gifts or investments, preferably the latter, as they indicate within proper limits the most commendable form of investment.