Washington. Baker v. Robbins, 51 Wash. 467, 99 Ac. 1.

8 A case of collateral guaranty: Busch v. Wilcox, 82 Mich. 315, 46 N. W. 940 [rehearing denied, 82 Mich. 336, 21 Am. St. Rep. 563, 47 N. W. 328]. See Sec. 321 et aeq.

9 See post, this section. See also ch. LXXVII.

10 See post, this section.

11 Brett v. Van Auken, 90 la. 553, 68 N. W. 891.

12 United States. Moulor v. Ins. Co., 1ll U. S. 335, 28 L. ed. 447. '

Alabama. Alabama, etc., Ins. Co. v. Johnston, 80 Ala. 467, 60 Am. Rep. 112, 2 So. 125.

Indiana, Rogers v. Ins. Co., 121 Ind. 570, 23 N. E. 498.

Missouri. Aloe v. Life Association, 147 Mo. 561, 49 S. W. 553.

Nebraska. Aetna Ins. Co. v. Simmons, 49 Neb. 811, 69 N. W. 125.

Oregon. Chrisman v. Ins. Co., 16 Or. 283, 18 Ac. 466.

Texas. Phoenix Assurance Co. v. Mfg. Co., 92 Tex. 297, 49 S. W. 222; Supreme Lodge, Knights and Ladies of Honor v. Payne, 101 Tex. 449, 15 L. R. A. (N.S.) 1277, 108 S. W. 1160.

13 Mutual Benefit Life Ins. Co. v. Lehman, 132 Ala. 040, 32 So. 733; Royal Neighbors v. Wallace, 64 Neb. 330, 89 N. W. 758 [modified on rehearing, 66 Neb. 543, 92 N. W. 897].

14John Hancock, etc., Ins. Co. v. Houpt, 113 Fed. 572; Triple Link, etc, Association v. Williams, 121 Ala. 138, 77 Am. St. Rep. 34, 26 So. 19; Gould v. Ins. Co., 47 Me. 403, 74 Am. Dec. 494; Cooper v. Ins. Co., 50 Pa. St. 299, 88 Am. Dec. 544.

15 Aloe v. Life Association, 147 Mo. 561, 49 S. W. 553; Supreme Lodge, Knights and Ladies of Honor v. Payne, 101 Tex. 449, 15 L. R. A. (N.S.) 1277, 108 S. W. 1160.

16 Dimick v. Ins. Co., 67 N. J. L. 367, 51 Atl. 692; same case, Dimick v. Ins. Co., 69 N. J. L. 384, 55 Atl. 291.

17 United States. Aetna Life Ins. Co. v. France, 91 U. S. 510, 23 L. ed. 401; McClain v. Assurance Society, 105 Fed. 834.

California. Noone v. Ins. Co., 88 Cal. 152, 26 Ac. 103; McKenzie v. Ins. Co., 112 Cal. 548, 44 Ac. 922.

Iowa. Wilkins v. Ins. Co., 57 la. 529, 10 N. W. 916; Nelson v. Ins. Co., 110 la. 600, 81 N. W. 807; Peterson v. Life Association, 115 la. 668, 87 X. W. 397.

Louisiana. Petitpain v. Life Association, 52 La. Ann. 503, 27 So. 113.

Massachusetts. Cobb v. Benefit Association, 153 Mass. 176, 25 Am. St. Rep. 619, 10 L. R. A. 666, 26 N. E. 619.

Michigan. Shelden v. Ins. Co., 124 Mich. 303, 82 N. W. 1068.

Minnesota. Chambers v. Ins. Co., 64 Minn. 495, 58 Am. St. Rep. 549, 67 N. W. 367.

Missouri. Van Cleave v. Surety Co., 82 Mo. App. 668.

New Jersey. Metropolitan Life Ins. Co. v. McTague, 49 N. J. L. 587, 60 Am. Rep. 661, 9 Atl. 766.

Oklahoma. Pacific Mut. Life Ins. Co. v. O'Neil, 36 Okla. 792, 130 Ac. 270.

Pennsylvania. United Brethren, etc., Society v. O'Hara, 120 Pa. St. 256, 13 Atl. 932; Mengel v. Ins. Co., 176 Pa. St. 280, 35 Atl. 197; March v. Ins. Co., 186 Pa. St. 629, 65 Am. St. Rep. 887, 40 Atl 1100; Meyers v. Woodmen of the World, 193 Pa. St. 470, 44 Atl. 563.

Rhode Island. Sweeney v. Ins. Co., 19 R. I. 171, 61 Am. St. Rep. 751, 36 Atl. 9.

Texas. Equitable Life Ins. Co. v. Hazlewood, 75 Tex. 338, 16 Am. St. Rep. 893, 7 L. R. A. 217, 12 S. W. 621; Mutual, etc., Ins. Co. v. Simpson, 88 Tex. 333, 53 Am. St. Rep. 757, 28 L. R. A. 765, 31 S. W. 501; Ins. Co. v. Wicker, 93 Tex. 390, 55 S. W. 740.

Virginia. National Life Association v. Hopkins', 97 Va. 167, 33 S. E. 539.

Wisconsin. Boyle v. Relief Association, 95 Wis. 312, 70 N. W. 351; Mc-Gowan v. Supreme Court, 107 Wis. 462, 83 N. W. 775.

18 United States. Aetna Life Ins. Co. v. France, 91 U. S. 510, 23 L. ed. 401; Mutual, etc., Ins. Co. v. Robison, 58 Fed. 723, 22 L. R. A. 325, 7 C. C, A. 444; Standard, etc., Ins. Co. v. Sale, 121 Fed. 664, 61 L. R. A. 337, 57 C. C. A. 418.

Connecticut. Glendale Woolen Co. v. Ins. Co., 21 Conn. 19,54 Am. Dec. 300.

that the statement as made by him is true does not prevent the warranty from avoiding the policy.19 Breach of warranty avoids the policy, even if the company through its agent is fully advised of the real state of facts.20 Breach of warranty will in the absence of statute avoid a contract, even if the fact warranted was immaterial.21 If material, the falsity of the statement thus warranted avoids the contract even more clearly. Thus in fire insurance the falsity of a warranty as to title;22 the existence,23 or amount,24 of

Kentucky. Warren Deposit Bank v. Deposit Co., 116 Ky. 38, 74 S. W. 1111.

Massachusetts. Cobb v. Benefit Association, 153 Mass. 176, 25 Am. St. Rep. 619, 10 L. R. A. 666, 26 N. E. 230.

Missouri. Aloe v. Life Association, 147 Mo. 561, 49 S. W. 553.

New Jersey. Dimick v. Ins. Co., 69 N. J. L. 364, 55 Atl. 291; same case, Dimick v. Ins. Co., 67 N. J. L. 367, 51 Atl. 692.

Oklahoma. Owen v. United States Surety Co., 38 Okla. 123, 131 Ac. 1091.

Rhode Island. Leonard v. Assurance Co., 24 R. I. 7, 96 Am. St. Rep. 698, 51 Atl. 1049.

Texas. Kansas Mutual Life Ins. Co. v. Pinson, 94 Tex. 553, 63 S. W. 531.

For discussion of representation and warranty, see Reese v. Bates, 94 Va. 321, 26 S. E. 865;

19 Georgia. Morris v. Ins. Co., 106 Ga. 461, 32 S. E. 595.

Massachusetts. Cobb v. Benefit Association, 153 Mass. 176, 25 Am. St. Rep. 619, 10 L. R. A. 666, 26 N. E. 230.

New York. Clemans v. Supreme Assembly, 131 N. Y. 485, 16 L. R. A. 33, 30 N. E. 496.

Ohio. Ins. Co. v. Pyle, 44 O. S. 19, 58 Am. Rep. 78, 4 N. E. 465.

Tennessee. Standard, etc., Ins. Co. v. Lauderdale, 94 Tenn. 635, 30 S. W. 732.

Texas. National Fraternity v. Karnes, 24 Tex. Civ. App. 607, 60 S. W. 576.

Wisconsin. Fraser v. Ins. Co., 114 Wis. 510, 90 N. W. 476.

20 Triple Link, etc., Association v. Williams, 121 Ala. 138, 77 Am. St. Rep. 34, 26 So. 19.

21 Alabama. Kelly v. Ins. Clearing Co., 113 Ala. 453, 21 So. 361.

California. McKenzie v. Ins. Co., 112 Cal. 548, 44 Ac. 922.

Delaware. Grand Fraternity v. Keat-ley, 27 Del. (4 Boyce) 308, 88 Atl. 553 [reversing Keatley v. Grand Fraternity, 25 Del. (2 Boyce) 511, 82 Atl. 294].