Effect is given to conditions in a policy of fire insurance requiring the insured to maintain certain specified appliances for extinguishing fires.1 Such condition is not broken by the fact that such appliances are temporarily out of order,2 as for the purpose of making extensions to such appliances,3 at least if there is no express provision in the policy making it void under such circumstances.4

634 [sub nomine, Duncan v. National Mut. Fire Ins. Co., 2C L. R. A. (N.S.) 340].

Illinois. Kelley v. People's Nat. F. Ins. Co., 262 III 158, 50 L. R. A. (N.S.) 1164, 104 N. E. 188.

Kansas. Dabney v. Connecticut Fire Ins. Co., 104 Kan. 706, 180 Pac. 784.

Kentucky. Hurst Home Ins. Co. v. Deatley, 175 Ky. 728, L. R. A. 1917E, 750, 194 S. W. 910.

Virginia, Norfolk F. Ins. Corp. v. Wood, 113 Va. 310, 39 L. R. A. (N.S.) 1020, 74 S. . 186.

West Virginia. Bond v. National Fire Ins. Co., - W. Va. - , 97 S. E. 602.

See also, Austin v. Dixie Fire Ins. Co., - Mass. - , 122 N. E. 382.

3 Hurst Home Ins. Co. v. Deatley, 175 Ky. 728, L. R. A. 1917E, 750, 194 S. W. 910.

4 Equitable Fire & Acci. Office, Ltd., v. Ching Wo Hong [1907], A. C. 96.

5 National Mutual Fire Ins. Co. v. Duncan, 44 Colo. 472, 98 Pac. 634 [sub nomine, Duncan v. National Mut. Fire Ins. Co., 20 L. R. A. (N.S.) 340].

6 Norfolk Fire Ins. Corp. v. Wood, 113 Va. 310, 39 L. R. A. (N.S.) 1020, 74 S. E. 186.

7 Bond v. National Fire Ins. C6., - W. Va. - , 97 S. E. 692.

8 Kelley v. People's Nat. F. Ins. Co., 262 III. 158, 50 L. R. A. (N.S.) 1164, 104 N. E. 188.

9 Dabney v. Connecticut Fire Ins. Co., 104 Kan. 796, 180 Pac. 784.

A breach of a condition that a watchman shall at all times be upon the property insured, renders the insurance invalid if the loss occurs in the absence of a watchman,5 even though the watchman has left temporarily and without the knowledge of the owner.6