The letting of a house or room where infectious disease has been within six months, without thorough disinfection, also involves a heavy penalty.
When the agreement is executed a few days before a quarter day, the advantage of those few days is generally given to the tenant rent free, but if a few days after quarter day the rent of these days is not deducted from the first quarter's instalment.
It must never be forgotten that if notice is not given at the right time the tenant is legally bound to go on for the next period. Cases often occur where the notice has only been delayed a single day with this result. This is a safeguard for landlords, and shows tenants the need of accuracy and punctuality.
It is advisable that every householder should insure his property and goods at their full value. One or two points must be borne in mind in order to avoid any mistake which might render the policy useless.
1. An insurer must not so alter his premises that they no longer tally with the description in the policy.
2. A fire insurance only protects goods so long as they remain in the same house where the policy was effected. Therefore, on a change of residence, notice should be given to the insurance agent, and the policy altered accordingly.
3. A house should be insured by the landlord, the tenant insuring the contents.
4. Overstating the value of property, or underrating its proximity to risk, renders the policy null and void.
5. Some kinds of property are not included unless special mention is made; for instance, jewellery should be insured as a separate item. Some companies do not include glass and china in furniture. A condition that no piano or picture shall be rated over £10 is often laid down; the best way of avoiding controversy is to have the goods valued in the presence of the agent at the time when the policy is drawn up.
The fire engines should be sent for immediately.
Should the fire break out at night, when the occupants of the house are in bed, on being roused they should wrap themselves in blankets, drawing a wetted silk handkerchief or piece of wet flannel over their faces, as this to a large extent serves as a protection.
If it is impossible to walk through the smoke, crawling on hands and knees should be attempted, as there is always a space of from eight to ten inches of pure air close to the ground.
If ascent or descent on the staircase is impossible, it is advisable that all members of the household should make their way into the front rooms. If in extremity and no fire-escape is at hand, sheets should be fastened together, one being made fast to some heavy piece of furniture, and escape be thus effected. Keep all doors and windows shut as much as possible, as the draught fans the flames.
If a woman's clothes ignite, she should throw herself down and roll over and over on the floor in a rug, strip of carpet, heavy curtain, or any substance which will smother the flame. Sparks fly upwards and flames ascend; ignition from below mounts up with fearful rapidity, and disfigurement of face, neck, head, and arms is much more frequent than of the lower limbs. The moment the body is in a horizontal position the flames still ascend, but only into the air, not curling round the upper part of the victim; also, not having so much to feed on, the flame can more easily be smothered.