Tender must be made by the debtor or by his agent.74 Whatever may be the effect of payment by a stranger when accepted by the creditor,75 it is clear that the creditor is under no obligation to accept such a payment. It is even more obvious that no valid tender can be made except to the creditor or some one authorized to receive payment on his behalf.76 Under this principle a tender to a shopkeeper's clerk is sufficient, in the absence of circumstances tending to show lack of authority; and the fact that the claim has been previously put in the hands of an attorney for collection does not alter the rule;77

68 Robinson v. Cook, 6 Taunt. 336; Blow v. Russell, 1 C. & P. 365; Dean v. James, 4 B. & Ad. 546; Perkins v. Beck, 19 Fed. Cas. No. 10,984.

69 Juilliard v. Greenman, 110 U. S. 421, 28 L. Ed. 204, 4 S. Ct. 122.

70 Whitlock v. Squire, 10 Mod. 81; Dixon v. Clark, 5 C. B. 365, 378; Dobie v. Larkin, 10 Exch. 776; Maynard v. Hunt, 5 Pick. 240.

71 Brown v. Cole, 9 Jur. 290; Bowen v. Julius, 141 Ind. 310, 40 N. E. 700; Portland v. Atlantic, etc., R. Co., 74 Me. 241; Saunders v. Frost, 5 Pick. 259, 16 Am. Dec. 394; Moore v. Kime, 43 Neb. 517, 61 N. W. 736.

72 See supra, Sec. 857.

73 Leftley v. Mills, 4 T. R. 170; Rudolph v. Wagner, 36 Ala. 698; Loughborough v. McNevin, 74 Cal.

250, 14 Pac. 369, 15 Pac. 773, 5 Am. St. Rep. 435; and see infra, Sec. 1817, ad fin.

74 Bac. Abr. Tender (A); Watkins v. Ashwicke, Cro. Elia. 132; Mahler v. Newbaur, 32 Cal. 168, 91 Am. Dec. 571; McDougald v. Dougherty, 11 Ga. 570; Rowell v. Jewett, 73 Me. 365; Sinclair v. Learned, 51 Mich. 335, 16 N. W. 672; Harris v. Jex, 66 Barb. 232.

75 See infra, Sec.Sec. 1857-1861.

76 Moffat v. Parsons, 5 Taunt. 307; Mahan v. Waters, 60 Mo. 167, 170; Garnett v. Meyers, 65 Neb. 280, 287, 91 N. W. 400, 94 N. W. 803; Smith v. Kidd, 68 N. Y. 130, 23 Am. Rep. 157.

77 Moffat v. Parsons, 5 Taunt. 307; Hoyt v. Byrnes, 11 Me. 475. See also Wilmot v. Smith, 3 C. & P. 453; Kirton v. Braithwaite, 1 M. & W. 310.